Chase MasterCard to Visa

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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CC Deville
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Chase MasterCard to Visa

Postby CC Deville » Thu Aug 21, 2014 6:44 pm

So people have been talking about this for months now; that all Chase MasterCards (except IHG and GM Business card) will be changed to Visa.

I just logged into my Chase online and noticed that my Freedom was listed first where my Slate used to reside. Below my Freedom is my Slate card with a new four digit account number. Below that is my old 4 digit account number with a note:

"We've transferred your account details to your new credit card number ending in (...0000). This includes your balance and account activity. For each account, you'll see your transactions, statement details and payments posted to your new account. If you have not yet received your new card, your card will arrive shortly."

No word one whether or not this will have EMV like the Freedom MasterCards to Visa. I have not received anything via mail or email to inform me of the change; just noticed it today when logging in....

I love how everybody views Chase as the holy grail; I think they are a tad overrated.


MemberSince99
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Postby MemberSince99 » Thu Aug 21, 2014 7:05 pm

For what it's worth my new Amex cards do not have EMV either. I could request it, but it's not like I vitally need it because I'm leaving the country.


I think for a while Chase had some pretty outstanding rewards but they have been nerfing those of late, their website is like a retro 90s site, and YMMV but they are not known for being great about CLIs - from what I have read most people have more success just applying for a new card than getting a CLI on an existing card, and in fact they denied me a CLI that cost me 2 hard pulls but then 3 months later approved me for a new card with a 7k limit. Go figure.


Still if their rewards work for you (I do have to admit their SW card is nice and the CSP is awesome metalness) then great. I'm not a huge fan at the moment and pretty much don't use my Freedom but don't really care to close it either. But if I didn't have it I would not be heartbroken. It's kind of a "meh" thing, kind of how I think they see me as a customer! :)

CC Deville
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Postby CC Deville » Thu Aug 21, 2014 7:16 pm

Yeah, I don't *need* it to be EMV as I have EMV cards from Amex, Citibank and BofA; I was just wondering if Chase is sending out Slate EMV cards when they change from MasterCard to Visa the way they have been with the Platinum level Freedom cards. I'll update the post once I have received the card or any correspondence regarding the change. Slate is pretty decent for balance transfers but that's about it. I only use my Freedom for the 5% gas and 5% Amazon quarters myself.

I agree with what you have pointed out in your post about Chase. As stupid as it may seem the only reason I have kept my Slate all these years was because it was a real Chase Manhattan account number that, as of today is no more. The Chase of post 2004 is little more than a name as pretty much all banking branches, credit cards and auto loans are essentially Bank One/First USA hiding under the Chase name. I will be closing it as I have way too many credit cards.

Sevenfeet
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Postby Sevenfeet » Mon Aug 25, 2014 1:30 pm

My wife and I just got the new Chase Freedom Visas; we were holders of the rare Freedom Mastercard for a number of years, and the Slate Mastercard for years before that. Of all of the cards I carry, Mastercard is now down to a single card...the Bank of America Cash Rewards (which began its life as another BofA product). I now carry six different Visa-branded products, 3 Amex products and a Discover. With the new Freedoms having EMV as standard issue, Discover is the last product I carry without one.

My wife and I will be traveling to the UK this October on vacation. I have to look again at which of my cards has no foreign fees, but we're in pretty good shape for nearly all of our card products when we travel.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

dragon452
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Postby dragon452 » Tue Aug 26, 2014 9:38 pm

Sevenfeet wrote:My wife and I just got the new Chase Freedom Visas; we were holders of the rare Freedom Mastercard for a number of years

I'm a holder of one of those rare "Freedom MasterCards" as well (Chase account info. reads the current World MC account being open since 1974). I was informed (via viewing the website) that my account was transferred to Visa Signature, with exactly the same terms. Customer service told me (over the phone) that my card was mailed out yesterday. I'll keep you posted on whether there is a chip in the card or not.

takeshi
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Postby takeshi » Wed Aug 27, 2014 8:50 am

CC Deville wrote:I love how everybody views Chase as the holy grail; I think they are a tad overrated.

Everybody doesn't. Regardless of branding a card is just a card to me so there is no holy grail of creditors or cards IMO. UR is still useful to me even with the herfing and Chase has several cards that are also useful to me. They've also granted quite a bit in total limits to the point that I've hit my internal limit with them. Still, they're just one of the creditors I use and their cards are just tools like any other card.



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