Got approved for CSP but whats my score?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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marlonbishop
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Got approved for CSP but whats my score?

Postby marlonbishop » Sat Aug 16, 2014 9:51 am

i recently got approved for the CSP with a 5k limit, but in the papers they sent me it does not show my credit score not where did they pull my info. is there any way to know?
BoA Cash Rewards $4000
Macy's $1000
Discover it $5000
Chase Sapphire Preferred $5000
Chase Freedom $2000
Amex Green NPSL
Amex Gold Premier Rewards NPSL

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MemberSince99
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Postby MemberSince99 » Sat Aug 16, 2014 10:41 am

If you don't receive anything telling you your score, then you got the best terms possible on the card. And if that is the case, they are not obligated to give you your score. It's a good thing when that happens - I'd take best terms over a score any day.


If you call them and speak with their credit analysts (using the backdoor analysts number - just ask and I'm sure someone will share that with you, don't call the regular customer service for this) I bet they would give you your score and then you get the best of both worlds.


Actually I'll just post that number for you in case you want to call them: 888-245-0625

marlonbishop
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Posts: 85
Joined: Sat Aug 09, 2014 11:09 am
Location: Florida

Postby marlonbishop » Sat Aug 16, 2014 5:41 pm

thanks for sharing ill most likely give them a call.
BoA Cash Rewards $4000

Macy's $1000

Discover it $5000

Chase Sapphire Preferred $5000

Chase Freedom $2000

Amex Green NPSL

Amex Gold Premier Rewards NPSL



Find me on MyFico: Sapingo (if you see me say hello)!

flan
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Postby flan » Sat Aug 16, 2014 8:29 pm

marlonbishop wrote:i recently got approved for the CSP with a 5k limit, but in the papers they sent me it does not show my credit score not where did they pull my info. is there any way to know?


The CSP has only one set of terms, so if you're approved, you got the best rate. The requirement for providing a score is only if you didn't get the best terms on offer. Some lenders (like discover) give it to everyone. Some, like chase and amex, only give it if they're required to. You can try calling and asking, but I doubt they will tell you.

marlonbishop
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Posts: 85
Joined: Sat Aug 09, 2014 11:09 am
Location: Florida

Postby marlonbishop » Sun Aug 17, 2014 2:03 am

flan wrote:The CSP has only one set of terms, so if you're approved, you got the best rate. The requirement for providing a score is only if you didn't get the best terms on offer. Some lenders (like discover) give it to everyone. Some, like chase and amex, only give it if they're required to. You can try calling and asking, but I doubt they will tell you.


Thanks for the insight
BoA Cash Rewards $4000

Macy's $1000

Discover it $5000

Chase Sapphire Preferred $5000

Chase Freedom $2000

Amex Green NPSL

Amex Gold Premier Rewards NPSL



Find me on MyFico: Sapingo (if you see me say hello)!



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