otter wrote:So applied for the CSP half expecting a denial, but figured I could afford an inquiry. To my surprise, I was approved, but after looking at my report on the Amex Credit Secure site- I notice they pulled EQ and EX. Don't know about TU, but for some reason, there's often a "delay" when I get hard pulls on TransUnion. Is Chase pulling a CrapOne tri-pull on me, or was my approval marginal and they pulled a second file to make sure?+
I think Chase double and triple pulls lots of people. I don't know what their selection algorithms are, or they've changed, but they do it a lot. I know many lenders look at where you live, and pull based on that. IF you've moved recently, that could trigger a pull based on the location of the previous address.