- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
CarefulBuilder14 wrote:Yeah, Citi is pretty bad according to Socrata.
To get the Synchrony auto-CLIs, do you have to let an end-of-statement balance report? Or you can pay before the statement is cut and still get the good treatment?
It would be a bit odd if Synchrony ended up auto-CLI-ing me to a limit higher than Chase has given me after a HP.
I remember getting my first auto CLI from Synchrony just three months into having my Amazon and Paypal accounts from them and my second CLI I got I requested myself online (Amazon) and on the phone (Paypal) about 4 months after my last ones. The starting limits on those were $600 and $800 I believe and it's a TU SP too. I think for the best results though, you should let four statements generate and also you can even have a negative balance and that will work as well and PIF. If you try requesting a CLI too early, you'll get denied for a reason like "not enough experience at your current credit level" to paraphrase.
If you don't see any auto CLI, you can either use the CLI button every four months, their chat service (which tons of people over at MyFico have been talking about as a way if you don't have success with the first option), and apparently Credit Solutions you can basically call at any time. People I've seen have had lots of success with the latter option though I've never really been able to get a CLI from Credit Solutions myself. I think the main thing that makes Credit Solutions and the chat different from just using the CLI button is that you can actually request a specific amount and even if you request something pretty high, there's a chance that they might counteroffer.
Also, I believe that Vattene has a few cards from Synchrony and has had a lot of success getting CLIs from them as well.
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