Approved for the Chase Sapphire Preferred!

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
10 posts
EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Approved for the Chase Sapphire Preferred!

Postby EdwardYK » Mon Jul 28, 2014 8:10 am

[font=Georgia]Hello everybody! I just joined the forum after reading many of the threads, especially on the CSP. I will give a bit of my background for people who may be looking to apply.

I'm a full-time employee of a biotech company and have plans to go into law school in a couple of years after having some financial grounding. I am 24 years old and have a FICO score of 767 which comes from never having any delinquincies or negative reports on payments in my credit card life and also for paying off my car payments.

I am heading to Korea to manage the branch there for the company I'm currently at, and was looking for a no foreign transaction fee card with perks that would benefit me, and behold! the CSP became my top choice. I believed my income was a bit on the lower side ($60k) but decided to go to the bank in person because I wanted to grasp every bit of joy in being approved if it so occurred.

I was recently given notification by Chase that my Freedom card's limit could be raised, and after a personal information update, they immediately had it raised from 5k to 10k.

At the bank, I spoke with a client manager who was very pleasant and treated me with respect. After conversing for a while, there was a pause after which he told me I had been approved for a credit limit of 13k! As someone who wasn't positive in a positive outcome I was greatly relieved and excited for the fantastic news!

Now I'm ready to grab that $400-500 return through airfare and lasik surgery that I plan on getting before I leave for Korea! :cool:
[/font]

A blanket thank you for all the help and information I've received thus far in this forum!


________________
FICOS: 767 5/14

Cards: Chase Sapphire Preferred (13k), Chase Freedom (10k)


MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Mon Jul 28, 2014 2:27 pm

Congratulations that's an inspirational story, and I always love a happy ending, even when I'm not at the massage parlor! :D

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Mon Jul 28, 2014 3:52 pm

MemberSince99 wrote:massage parlor! :D


cough cough hahah

EdwardYK wrote:I am heading to Korea


Wow that nice, if you're single you might end up with a cute Korean girl! in a while..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Postby EdwardYK » Mon Jul 28, 2014 8:21 pm

MemberSince99 wrote:Congratulations that's an inspirational story, and I always love a happy ending, even when I'm not at the massage parlor! :D


Thank you very much Sir! Hard work pays off! And also begets the need for more hard work...Still, I'm not complaining!

EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Postby EdwardYK » Mon Jul 28, 2014 8:22 pm

nismoZtuner wrote:cough cough hahah



Wow that nice, if you're single you might end up with a cute Korean girl! in a while..


Haha, yes a possibility since my cousin is in the music/talent industry there and has already introduced me to a few actresses :3 At least I know there's fun to be had outside of work!

EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Postby EdwardYK » Mon Jul 28, 2014 9:52 pm

Would any of you happen to know if Chase offers Visa Signature on the Freedom card? My local branch told me they didn't, but I feel it might have been just that branch. I'd like to ask for an upgrade without a hard pull if possible. Thank you in advance!

EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Postby EdwardYK » Mon Jul 28, 2014 10:16 pm

I'll answer my own question for any of those wondering as well! I just called the Chase # on the back of my Freedom card and was able to get it upgraded to Visa Signature with no issues and no need for any credit checks. The call took about 2 minutes! Better change my signature!

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Jul 29, 2014 1:08 am

EdwardYK wrote:Haha, yes a possibility since my cousin is in the music/talent industry there and has already introduced me to a few actresses :3 At least I know there's fun to be had outside of work!


Yeah, that's going to be fun! By any chance do you know korean?
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

EdwardYK
Green Member
Green Member
 
Posts: 9
Joined: Mon Jul 28, 2014 7:36 am
Location: Los Angeles, CA

Postby EdwardYK » Tue Jul 29, 2014 1:55 am

nismoZtuner wrote:Yeah, that's going to be fun! By any chance do you know korean?


Yes I do! My parents are both Korean.

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Jul 29, 2014 12:43 pm

EdwardYK wrote:Yes I do! My parents are both Korean.


oh i see i thought you didn't, so then you wont have a problem with the language! good luck!
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 0 guests