beef.stu wrote:yeah I was really surprised to see this after repeatedly hearing on the forums that all cli's would be hard pulls with chase.
This is an auto cli, essentially. Chase has a rather strict interpretation of the requirement to verify your ability to repay, which they interpret as meaning that they need to get your income for every increase after (roughly) the first year. Chase has decided that you're eligible for an increase (how? Who knows...), but wants to make sure you have the income to support it. Presumably, they'll not give you an increase if your income is now $20k, and had been 80k. Whether they'll give you a bigger increase if you had an income of 20K and now say it's 80K, then if you say it's still 20k, I do not know.
(I got the email for my CSP today, and haven't done anything special with it. Well, use it a lot, but not more than normal. Most of our household spend goes on it.)