Product Change from Capital One Mastercard Platinum possible?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Red_Rena
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Postby Red_Rena » Fri Aug 08, 2014 2:46 pm

MasterRyu2011 wrote:Hello everyone,

Short time lurker, first time poster.

I was wondering if anyone has ever done a product change from a Capital One Platinum Mastercard to anything higher tier like a World or World Elite? I understand the platinum is probably one of their "lesser cards." Is it even possible or should I consider a new application?


Thank you. Any input is much appreciated!


Master,
If you are still looking to upgrade, I can tell you personally that it is possible. I just got off chat a little while ago from upgrading to Quicksilver Rewards from I guess the Platinum Prestige MC. (I have the custom image on my card, so I forget what it actually is, but I never paid an AF). So this will be my second one. So, if you're still interested (and eligible), I would say to go for it. Plus, there's no hard pull for converting.
EQ 861
EX 08 869
TU 08 822

American Express Blue Cash Everyday $16,000 (6/2014)
Bank of America Better Balance Rewards $3800 (7/2003)
Bank of America Cash Rewards Visa Signature $6000 (3/2012)
Barclaycard Rewards $8200 (2005)
Capital One Quicksilver $4750 (12/2010)
Capital One Quicksilver $4000 (3/2011)
Chase Freedom $2000 (9/2003)
Citi Dividend $5700 (6/2013)
First National Bank of Omaha Visa Platinum $9000 (2011)
Bill Me Later (PayPal Credit) $1960 (2011)


supercoolman
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Postby supercoolman » Fri Aug 08, 2014 10:34 pm

just did a chat and got this. guess either this is true or I wasn't eligible


CSR: I'd like to inform you that World Elite MasterCard automatically upgraded based on account history with Capital One.
CSR: There is no option to upgrade the card from Current Platinum MasterCard to World Elite MasterCard manually.

Red_Rena
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Postby Red_Rena » Sat Aug 09, 2014 7:55 am

supercoolman wrote:just did a chat and got this. guess either this is true or I wasn't eligible


CSR: I'd like to inform you that World Elite MasterCard automatically upgraded based on account history with Capital One.
CSR: There is no option to upgrade the card from Current Platinum MasterCard to World Elite MasterCard manually.


Is your limit at least $5,000? If so, I don't know why they would have denied. I thought it automatically converted once you hit that amount.
EQ 861

EX 08 869

TU 08 822



American Express Blue Cash Everyday $16,000 (6/2014)

Bank of America Better Balance Rewards $3800 (7/2003)

Bank of America Cash Rewards Visa Signature $6000 (3/2012)

Barclaycard Rewards $8200 (2005)

Capital One Quicksilver $4750 (12/2010)

Capital One Quicksilver $4000 (3/2011)

Chase Freedom $2000 (9/2003)

Citi Dividend $5700 (6/2013)

First National Bank of Omaha Visa Platinum $9000 (2011)

Bill Me Later (PayPal Credit) $1960 (2011)

supercoolman
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Postby supercoolman » Sat Aug 09, 2014 12:09 pm

Red_Rena wrote:Is your limit at least $5,000? If so, I don't know why they would have denied. I thought it automatically converted once you hit that amount.


I guess 10K isn't eligible

AlwaysLearning
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Postby AlwaysLearning » Fri Aug 15, 2014 10:12 pm

Is it possible-depends on Cap One's mood.

Allow me to go into my relationship with Cap One.

I started out with the Prestige no annual fee. Asked for a CLI, not knowing they never do those. Got denied. Was given a solid initial credit limit, especially considering it was my first credit card outside my credit union. Also have the lowest APR that was available at the time. Then a year and a half (? longer maybe) got a notice in the male that I was being changed over to the Quicksilver, still no annual fee. Probably because I wasn't given a choice. At some point I tried asking about world/world elite status of mastercards but never got anywhere during the time I had the prestige/start of quicksilver. Then in the more recent past (I don't use the card very often because I got no real reason to) I went online and noticed I was listed as having a world elite MC. So I called up the representatives and asked if they could send out a replacement card.
Sure enough, there's the world elite logo.

I also have the GM card, because it has no fee and figured it wouldn't hurt.

So it's possible as long as it's on Cap One's terms. When I asked before, hit a wall. When I left things alone, all of the sudden things changed. By the way, everything I've heard from even prime card companies say over 5k (might have been 6k) is eligible.

HotrodBill
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Postby HotrodBill » Sun Aug 17, 2014 10:41 pm

I am going to try and upgrade from a quick sliver card to a venture one signature card in the next few days. Ill post results. Card currently has a 4k limit and perfect payment history over the last 3 years since I got it. In 3 days it'll be 6 months since I upgraded from platinum to quick silver.
Amex Green
Amex Delta Sky Miles Gold
Chase Freedom
Barclay Arrival
Citi Diamond Preferred
BofA BankAmericard
Cap One Venture One

dragon452
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Location: South Florida

Postby dragon452 » Sun Aug 17, 2014 10:50 pm

AlwaysLearning wrote:Is it possible-depends on Cap One's mood.

Allow me to go into my relationship with Cap One.

I started out with the Prestige no annual fee. Asked for a CLI, not knowing they never do those. Got denied. Was given a solid initial credit limit, especially considering it was my first credit card outside my credit union. Also have the lowest APR that was available at the time. Then a year and a half (? longer maybe) got a notice in the male that I was being changed over to the Quicksilver, still no annual fee. Probably because I wasn't given a choice. At some point I tried asking about world/world elite status of mastercards but never got anywhere during the time I had the prestige/start of quicksilver. Then in the more recent past (I don't use the card very often because I got no real reason to) I went online and noticed I was listed as having a world elite MC. So I called up the representatives and asked if they could send out a replacement card.
Sure enough, there's the world elite logo.

I also have the GM card, because it has no fee and figured it wouldn't hurt.

So it's possible as long as it's on Cap One's terms. When I asked before, hit a wall. When I left things alone, all of the sudden things changed. By the way, everything I've heard from even prime card companies say over 5k (might have been 6k) is eligible.


I've had a MasterCard account with Capital One for 13 years, with an absolutely perfect payment history. I also saved them $10,000.00 by reporting (within hours of the actual event), that my account was hacked by somebody illegally changing my address and phone number. My reward? I can't have a freaking "World Elite MasterCard" unless the "system approves you for it", and there's NOTHING that can change that! I'm only good enough for a Venture "World" MasterCard. So, screw them. I use their card only occasionally for small purchases, and take advantage of their 2.99% no fee convenience checks they send me twice a year. They don't upgrade long-term customers with perfect payment histories.

HotrodBill
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Location: Belleville Michigan

Postby HotrodBill » Wed Aug 27, 2014 10:06 pm

Success. I was upgraded from the quicksilver card to venture one. They have no idea when its going to ship but internally they see that its been approved. They had to forward my request since it wasn't "offered". I called tonight and they said all was well and that a representative would be calling Friday to let me know when it would be on the way and with an update. So far I am quite impressed although it took a lot of work on the phone, probably more then it was worth but I m happy and attained what I set out after
Amex Green

Amex Delta Sky Miles Gold

Chase Freedom

Barclay Arrival

Citi Diamond Preferred

BofA BankAmericard

Cap One Venture One



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