AlwaysLearning wrote:Is it possible-depends on Cap One's mood.
Allow me to go into my relationship with Cap One.
I started out with the Prestige no annual fee. Asked for a CLI, not knowing they never do those. Got denied. Was given a solid initial credit limit, especially considering it was my first credit card outside my credit union. Also have the lowest APR that was available at the time. Then a year and a half (? longer maybe) got a notice in the male that I was being changed over to the Quicksilver, still no annual fee. Probably because I wasn't given a choice. At some point I tried asking about world/world elite status of mastercards but never got anywhere during the time I had the prestige/start of quicksilver. Then in the more recent past (I don't use the card very often because I got no real reason to) I went online and noticed I was listed as having a world elite MC. So I called up the representatives and asked if they could send out a replacement card.
Sure enough, there's the world elite logo.
I also have the GM card, because it has no fee and figured it wouldn't hurt.
So it's possible as long as it's on Cap One's terms. When I asked before, hit a wall. When I left things alone, all of the sudden things changed. By the way, everything I've heard from even prime card companies say over 5k (might have been 6k) is eligible.
I've had a MasterCard account with Capital One for 13 years, with an absolutely perfect payment history. I also saved them $10,000.00 by reporting (within hours of the actual event), that my account was hacked by somebody illegally changing my address and phone number. My reward? I can't have a freaking "World Elite MasterCard" unless the "system approves you for it", and there's NOTHING that can change that! I'm only good enough for a Venture "World" MasterCard. So, screw them. I use their card only occasionally for small purchases, and take advantage of their 2.99% no fee convenience checks they send me twice a year. They don't upgrade long-term customers with perfect payment histories.