I love my NFCU card!

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Joined: Mon Jun 02, 2014 5:52 pm
Location: Atlanta, GA

I love my NFCU card!

Postby czannah » Sat Jul 05, 2014 5:15 am

I have a Navy Federal CU card and just requested and got approved for my first 10K limit! :cheers:

I Actually had a NFCU card years ago, and well, I had an employment issue that caused me to have some issues paying off my card. Eventually it closed and I worked back from it. I've had the new card for a few months now, and I planned to do a CLI, but wasn't sure how much I would request. I saw this: http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/well-well-NFCU-you-love-me/td-p/2085959 and some other threads and figured out long story short, you can request up to whatever the system has in it for you, and it will get approved with a soft pull, more and you get the hard pull notice. So instead of going the small amount requests in the thread, I would recommend going for a reasonable 3-5000 request depending on your income and your current limit.

Soo happy! Gonna keep that card at bare minimum usage!
Credit Union card 10K
Marriott Rewards Platinum 5K
Bank Platinum Visa 15K
Credit Union card 5K
Capital One MC 3.5K
Discover IT 1.9K

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