- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
3% groceries, 2% gas, 1.25% everything else. Can get it as cash, gift cards, etc. All US customer service which is becoming more rare these days (even Amex doesn't have that). They are a local bank and gave me a letter of loan commitment should I buy a home. They let me pay them as often as I want to (Chase limits me to one payment every three days, which if they were my main card would start to irritate me I'm sure, but hey if they really don't want to get paid....).
As you mentioned the limit - I got there on one hard pull, the one for the application. I could use that as my daily card and just wait for the statement to cut and pay them once a month and not worry about utilization. Not my style but I like that I could do it. I honestly regret moving my checking from them to Chase, but it doesn't hurt to diversify a little bit I suppose. If I get a mortgage through them and there is any benefit to it, I might move the checking back. The reason I went to Chase was at the time I was looking at moving out of this area (and still am open to it but I haven't heard back when I looked into jobs and I'm not just moving and hoping I find a job, that's insane I could end up sleeping under a bridge wondering what the hell did I just do) and to build a relationship with them since they had just given me the CSP.