Chase Freedom Application

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
16 posts
Fixmymoney
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Postby Fixmymoney » Mon Jun 16, 2014 9:58 pm

PlyrStar93 wrote:Congratulations on your approval. I would be curious about by doing such limit transfer are you receiving the Signature version instead of Platinum.


Thanks!! But that is a very good question I am not sure...any insight what it would be? I was just reading about the Visa Sig in another thread. I was just telling my fiancée I didn't realize there were so many benefits with these Credit Cards


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PlyrStar93
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Postby PlyrStar93 » Mon Jun 16, 2014 10:58 pm

I have not seen any discussions about the possibility of receiving Signature version by transferring limit, maybe have to call customer service to confirm version?

The only cases I have seen are:
1. A new account approved with >= $5000 limit directly (no CLIs/transfer limits after approval) can receive Signature version
2. Some people have successfully transferred a regular version to Signature after 13 months of account opening, at which time having >= $5000 limit

However:
1. There are people in the past approved with >= $5000 limit and received non-Signature version
2. When some people attempted to transfer Platinum to Signature when after 13 months of account opening (having >= $5000 limit), they failed, and customer service claimed either it should be a completely new application or simply said the transfer was not available, even receiving denial message/letter without any explanation

When I asked my banker he said as long as I am approved a >= $5000 limit it will automatically be Signature version, and he said he would put a note to notify the application department I want a Signature version.

I would assume nowadays if approved with >= $5000 it is always Signature. For transferring limit I would anticipate upon approval you received < $5000 limit, which resulted into a non-Signature version, and no matter how you increase limit, you cannot get Signature until after 13 months. Or my assumption is false, and you may need to contact customer service for immediate answer. I really would like to see if it is possible by transferring limit before they sending the card out, this can be interesting.

BTW: Banker showed me today the credit card department still has not updated my social security number so my application still cannot be processed.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Jun 16, 2014 11:19 pm

To clarify...

Are the start and end of Freedom 5% categories based solely on the calendar month? Or does the billing cycle play a role? What about Discover It or Cash+?

I called Chase CS and they said it was solely the calendar month. My statement, though, could be a bit clearer about it.
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when

jrmsu
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Postby jrmsu » Tue Jun 17, 2014 7:41 am

CarefulBuilder14 wrote:To clarify...

Are the start and end of Freedom 5% categories based solely on the calendar month? Or does the billing cycle play a role? What about Discover It or Cash+?

I called Chase CS and they said it was solely the calendar month. My statement, though, could be a bit clearer about it.


I know for sure that Discover goes by calendar month. Haven't noticed what Chase Freedom does, but I assume it is the same thing. I can't see them having different start/end dates to match with all their customers' billing cycles.
My Cards:

Discover It - $8,450 (9/13)
BankAmericard Cash Rewards Visa Signature - $5,000 (4/14)
Chase Freedom - $3,000 (5/14)
AMEX Hilton HHonors - $16,500 (6/14)


Fixmymoney
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Postby Fixmymoney » Tue Jun 17, 2014 7:55 am

PlyrStar93 wrote:I have not seen any discussions about the possibility of receiving Signature version by transferring limit, maybe have to call customer service to confirm version?

The only cases I have seen are:
1. A new account approved with >= $5000 limit directly (no CLIs/transfer limits after approval) can receive Signature version
2. Some people have successfully transferred a regular version to Signature after 13 months of account opening, at which time having >= $5000 limit

However:
1. There are people in the past approved with >= $5000 limit and received non-Signature version
2. When some people attempted to transfer Platinum to Signature when after 13 months of account opening (having >= $5000 limit), they failed, and customer service claimed either it should be a completely new application or simply said the transfer was not available, even receiving denial message/letter without any explanation

When I asked my banker he said as long as I am approved a >= $5000 limit it will automatically be Signature version, and he said he would put a note to notify the application department I want a Signature version.

I would assume nowadays if approved with >= $5000 it is always Signature. For transferring limit I would anticipate upon approval you received < $5000 limit, which resulted into a non-Signature version, and no matter how you increase limit, you cannot get Signature until after 13 months. Or my assumption is false, and you may need to contact customer service for immediate answer. I really would like to see if it is possible by transferring limit before they sending the card out, this can be interesting.

BTW: Banker showed me today the credit card department still has not updated my social security number so my application still cannot be processed.



Ok so I called the customer service line this AM. It sounds like your assumptions are correct...lady confirmed it was the Non-Sig version. I wouldn't be able to obtain one until after a year she said.

takeshi
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Postby takeshi » Tue Jun 17, 2014 8:28 am

CarefulBuilder14 wrote:Or does the billing cycle play a role?

Billing cycle doesn't matter since cycle start/end dates could fall anywhere within a given month.



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