RRMATT wrote:So this is a really dumb question couldn't find the answer on chases site
So I just got a CSP this month, they have there promo going on for spend 3k in the first three months. My question is can i revolve aka not pay the 3k all at once? or does the 3k has to be paid all up front to get the bonus points.
Remember that the money you pay in interest tends to cancel out any value of points earned. Now, with the 40k bonus and depending in how long you revolve how much, it's hard to say how much it would cancel out (not hard to say, I just don't want to do the math).
I obviously don't know you or your spending habits, but generally 1K per month for three months is a very easy and attainable goal. If you're using your debit card for purchases, don't. Use the CSP instead, and let that money sit in your bank account. Then at the end of the month, all that money you didn't spend on your debit card goes to pay off the CSP instead. It just takes more discipline.