Pre-approved for mortgage, but....

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MemberSince99
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Pre-approved for mortgage, but....

Postby MemberSince99 » Wed May 21, 2014 6:42 am

There is a but, and not the one on my head. The but is, I just get an uneasy feeling about buying while I work at a loony bin I work at now.


Case in point, and I have to share this for laughs, as I've mentioned I work in IT I'm a programmer. Because the employees where I work (like me for instance) are considered dumbasses, we aren't considered capable of writing the new website these guys wanted. So they hired out some "experts" a contracting company who one of the executives in the company happens to have ties with. These guys come in, are basically told they are in charge and to do whatever they need to do, and they ran with that - they proceeded to lie to the execs in terms of estimate and timeframe (I knew when I heard what they told them they were lying or had no idea what they were doing), do inadequate requirements gathering (they never listened to a thing we said and just went and did whatever they felt like so months later things are coming back that weren't done or done right) and now we have a site that the people in the company can't maintain it was just cobbled together. But even with paying 5 times the cost they were told (and still paying) and being 6 months late and with all the problems, upper management considers that a smashing success. (if we did that, we'd be fired you know).


So, now management wants to write a mobile version of the site. I joked they'd probably bring these guys back for another screwing, but I was half serious because I know they simply don't learn from their mistakes and repeat them over and over again (I've seen it before, and you know the definition of insanity is doing the same thing time and again and expecting different results. That's the best way I could describe our management). Well guess what? Yesterday this company that just porked them royally is demo'ing some prototype no doubt quickly hacked together of a mobile site.


I'd like to say I can't believe it, but I can. But I just am left uneasy working for these sort of lunatics. And it's really not good to be thought of as a moron, which we all are, in a professional role (it's not personal, we're ALL idiots). They don't listen to reason so I just keep my mouth shut, let them burn and do my best to stay out of the way, but I really want better than this. Hence I am looking for another job but so far I've had one actual interview and the pickings aren't great in this area.


But back to the original matter, I'm not comfortable given that I work for people as nuts as Charles Manson (just without swastikas on their foreheads who haven't killed anyone, as far as I know) and worse yet that if I lose this lousy job there may not be anything else on the horizon. I think that bothers me the most - if I could easily get another job, it wouldn't be so bad, and I would.


I really do want to buy - renting is a waste of money and no way to build your equity, but in this job, it really makes me very uneasy, especially in this apparently permanently depressed economy here.


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djrez4
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Postby djrez4 » Wed May 21, 2014 7:06 am

A) In Wisconsin, it's a top-down problem. Your governor sucks.
B) Is the fear that you will lose your job and be unable to afford the house? Or are you thinking that being tied to a mortgage also ties you to the job?
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Postby MemberSince99 » Wed May 21, 2014 8:32 am

I can't do anything about A - the Koch Brothers bought him for us fair and square.


As for B, I'm not worried about losing my job in the immediate future, though some days I pray to lose it, dealing with the pain of being here is so bad, but I try to remind myself it could be worse I could be homeless (would that truly be worse...oh well another time I guess). But I'm not worried they are going to fire me, they need someone to torment. I'm more concerned that 1. if I did lose my job, I wouldn't be able to get another one in this area and 2. that it ties me to this permanently economically depressed area. I've thought of relocating to better locations.


So, it's hard to know the right thing to do.

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Postby Snowman » Wed May 21, 2014 10:15 am

Member-Like I said, I think you need to move. If you end up buying there, your going to hate it even more then you do now. You still have the opportunity to re-locate and find another job if you can....then dealing with the lunatics your dealing with now. I wouldn't recommend California however, it's too expensive to live here unless your annual salary happens to 90k+. I think you know what's best for you and you'll make the right decision.
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Postby djrez4 » Wed May 21, 2014 11:40 am

Yeah. Get the hell out of Fitzwalkerstan. Colorado has plenty of tech jobs, a growing economy, and decent cost of living.
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Postby MemberSince99 » Wed May 21, 2014 12:20 pm

I'm seriously thinking about it. That was the plan last year, before I decided I want to buy, that I would look into relocating starting June 1st. I'd have to get a job lined up first, but you know what can it hurt to look and see what's out there. Colorado is as good a place as any. I will do the research and due diligence as I planned last year.


We'll see what happens.


Of course that means putting the house search on hold - buying would completely annihilate relocating. But it can just be a postponement until I buy out there too.

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Postby Snowman » Wed May 21, 2014 9:43 pm

You should consider...The only place in California I'd recommend living is somewhere in Sacramento or somewhere in the Central Valley. LA, SD, and SF, are really expensive and so are the coastal areas. That's true too, it would just be a postponement but you have to decide what makes you happy and how much you can tolerate living there. If you wanna spend the next 15-30 years in WI, wondering how and why you ended up staying there for so long, that's up to you. But the way you describe it right now, I would move and never look back. You could always try seeing if any start-ups would be willing to hire you, I know there are quite a few here in CA...but CO is a good place to live as well. I've been there. Beautiful state, but cold as h*** . It's ultimately up to you.
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Postby MemberSince99 » Thu May 22, 2014 6:37 am

I asked a recruiter I've worked with to look into the Colorado area for me. Sacramento would be of interest but honestly, I'm not sure I could stomach CA because they want to driver's licenses to illegals (but not force them to carry insurance so when they hit you, you are still screwed) and that's just a small step below the amnesty some cowards in the Federal government would give them to curry their favor (and votes). I just can't get my head around that and paying for their kids to go to college here, while I'm still paying back my student loans. We need to deport illegals - period. They are here ILLEGALLY. Why the hell would you reward them for breaking the law does that make any sense? Oh well another subject but I'm not sure I can relate to CA. I would love the weather and the ocean nearby but I just can't much relate to some of what goes there.

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Postby djrez4 » Thu May 22, 2014 7:32 am

They have to have insurance to drive, just like everyone else. Where in the world did you pick up that misinformation?
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Postby MemberSince99 » Thu May 22, 2014 8:00 am

People in Wisconsin have to have insurance too, but that doesn't mean all of them carry it. With them though you can go after them. With illegals, what can you do? Even the cops say they are essentially untouchable and they can't do anything to them.



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