Advice on car accident...

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nismoZtuner
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Advice on car accident...

Postby nismoZtuner » Fri Apr 04, 2014 1:35 pm

Yesterday, My brother (19) got into an accident last night and I just need a bit of an advice to be ready on what may happen next- since this is the first time this has happened to one of us in the family.

Well my brother was driving on the 2nd lane when some guy came out of a sudden making a right turn to get to the 3rd lane. (road has 6 lanes- two which head to one side and the other two to the other side, a center one which is used as a wait to turn lane- and one that makes a right turn to get off the st). well turns out the guy who got in my brothers way was drunk, and had past DUIs and was arrested. My brother says that he tried to swirl around the guy to avoid him but that didn't work- so a lady who was behind my brother on the same lane called the police and even stayed and told the police what happened telling them that the guy got on the way- she stayed with my brothers till the police got there by the way and made sure they were okay.

Now, my two brothers who were inside the card didn't get seriously injured. My youngest brother who was on the passengers side was the one who got injured with the air bag. His right side of the face is sort of swollen and the one on the drivers side walked out without a scratch (no air bag *racing steering wheel*).

My brother only has liability on his z32. what should we do?

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Postby nismoZtuner » Fri Apr 04, 2014 1:39 pm

When I got there I just came in and parked behind one of the cops- one of them walked up to me and said "who are you, you have the same car as the one who crashed- are you his brother or something?" and i`m like "yeah, where is he?"- he told me that my parent picked him up- they were still there..

By the time I got there, the other driver was already taken away and my brothers car was just being lifted up on the tow truck.
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daniel2304
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Postby daniel2304 » Fri Apr 04, 2014 2:36 pm

Definitely retained an attorney.
All my posts are my opinions. All my posts mentioned "you" are merely for discussion-purpose only. No advice is given in any post at any time. It is also impossible for me to put effort to verify every statement that anyone has given.

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Postby nismoZtuner » Fri Apr 04, 2014 2:51 pm

daniel2304 wrote:Definitely retained an attorney.


I will let him know about that. I do know that there are some that wont charge unless the case is won.
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Postby darkguy2 » Fri Apr 04, 2014 2:52 pm

Since it was a DUI and there was a witness it is pretty clear-cut who is at fault. Since he was at fault his insurance will pay for everything. The liability insurance that your brother has would only be used when he was the one at fault. So the point of more expensive insurance is to still provide you with money to pay the bills if you are at fault. If the cost of repairs is more than the insurance company deems the car is worth then they will say it is totaled and will just pay out the settlement on what the car is currently worth. Hopefully his insurance will reasonable and pay all of the costs without being sued.
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Postby nismoZtuner » Fri Apr 04, 2014 3:05 pm

darkguy2 wrote:Since it was a DUI and there was a witness it is pretty clear-cut who is at fault. Since he was at fault his insurance will pay for everything. The liability insurance that your brother has would only be used when he was the one at fault. So the point of more expensive insurance is to still provide you with money to pay the bills if you are at fault. If the cost of repairs is more than the insurance company deems the car is worth then they will say it is totaled and will just pay out the settlement on what the car is currently worth. Hopefully his insurance will reasonable and pay all of the costs without being sued.


Yeah, Liability they just cover the one who wasnt at fault depending who it was.. full coverage they cover both depending the who has full coverage..

Another thing to worry about is that not many people like to deal with these type of cars that they dont sell for much-they are rare yes but too complex to work with. unless you come across a person that does know the car. so hopefully he gets what he has invested into the car back.

Well since my brother and I are part of a "Z enthusiast" community most of them say to sue the guy.
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Postby linuxmachine » Fri Apr 04, 2014 4:59 pm

You could always lawyer up, but (in my experience) most of them typically will do paperwork that you could do on your own with extra effort and stay within the liability constraints by the other driver's insurance policy. Unless the lawyer sees a real case where it's worth going to court to sue for much more, this is as far as he/she will go on your behalf. Sometimes it's worth it just because you really have no idea on what to do, and you might still get more out of their legal services after them taking their cut. Other times... well, they take their cut and leave you with very little. If you have your own dedicated agent for guidance after accidents occur, that person can provide a wealth of info as well.

Unfortunately, if you guys like to fix up your car, the appraisal will typically not factor in any extra 'work' you did on the car. In fact, it may be appraised for less. But that is the nature of auto insurance...

I think at the very least, you should consider talking to a lawyer and see what he/she can do for you. Just be wary of lawyers who say they will fight for you, but will not go the extra mile to take the other party to court to sue for more than what the insurance is willing to pay out for the accident.

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Postby nismoZtuner » Fri Apr 04, 2014 5:36 pm

My brother just came from the tow truck office and it looks like they will be charging him $150 per night for having the car there (load of BS!!)

someone told my brother that he should tell the insurance that- that was his only car, that way they can provide him rental for a while.
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Postby MemberSince99 » Fri Apr 04, 2014 7:02 pm

I'd get a lawyer too. The last accident I was in, in 1988, I was sitting at a traffic light behind 3 other vehicles at shortly after 1 PM on a Saturday afternoon. I happened to check my rear view mirror and the last thing I remember is seeing this car just barreling down and KNOWING there is no way it's going to stop. KABAM!!!!!! He slams into me so hard that I slammed into the vehicles in front of me and we almost hit a guy crossing the street riding a bike. I get out of my vehicle and walk back and he's sitting there looking at me, and his car is creeping forward he's too drunk to even put it into park.


The cops came and questioned everyone and last I saw him, he's getting hand cuffed and put into the back of the squad car (I imagine by then he's gotta take quite the leak but I wasn't feeling terribly sorry for him) and the officers mentioned how there was no evidence at all he ever attempted to stop (he didn't he was too sh1t faced).


I went and got a lawyer because his insurance company wanted to play hard ball even though he was much farther than 3 sheets to the wind and 100% completely at fault. I have never trusted insurance companies since. They did pay but they fought and kicked and screamed though damned if I know what defense they would have had.

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Postby nismoZtuner » Fri Apr 04, 2014 7:14 pm

MemberSince99 wrote:I'd get a lawyer too. The last accident I was in, in 1988, I was sitting at a traffic light behind 3 other vehicles at shortly after 1 PM on a Saturday afternoon. I happened to check my rear view mirror and the last thing I remember is seeing this car just barreling down and KNOWING there is no way it's going to stop. KABAM!!!!!! He slams into me so hard that I slammed into the vehicles in front of me and we almost hit a guy crossing the street riding a bike. I get out of my vehicle and walk back and he's sitting there looking at me, and his car is creeping forward he's too drunk to even put it into park.


The cops came and questioned everyone and last I saw him, he's getting hand cuffed and put into the back of the squad car (I imagine by then he's gotta take quite the leak but I wasn't feeling terribly sorry for him) and the officers mentioned how there was no evidence at all he ever attempted to stop (he didn't he was too sh1t faced).


I went and got a lawyer because his insurance company wanted to play hard ball even though he was much farther than 3 sheets to the wind and 100% completely at fault. I have never trusted insurance companies since. They did pay but they fought and kicked and screamed though damned if I know what defense they would have had.



My brother called his insurance and all they said is that they could not do anything till Monday- his insurance should have some interest in solving this ASAP since his client was not the one who caused the accident. (his insurance is bad)

I will try and help with something at least. Lawyer time!
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