Is college worth it?

A place to discuss anything... except credit cards!
43 posts
User avatar
Snowman
Centurion Member
Centurion Member
 
Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Is college worth it?

Postby Snowman » Sun Mar 23, 2014 3:37 pm

Guys,

So for the last few days at school, my friends have been debating back and fourth and talking about if school is worth it. I personally am considering joining the Military after this semester so I can get some structure and direction in my life and give me an idea of what I really want in my life. It's been really hard to get classes as well since by the time my registration date comes, I'm stuck with one or 2 classes and therefore it will take me longer to transfer and graduate. I'm tired of hearing it from my parents that everyone else is finishing and I'm not, I'm going to be behind, blah blah blah. Additionally, even when I go to family gatherings, all we do is talk about accomplishments and stuff (that's why I don't go anymore lol.)

Anyways, What do you guys think? Is school worth it for all that you spend to go and the expenses with it? To be honest, I'm tired of it and I need to make a change, and I'm not sure if I'll be back for another semester. Is it worth it?
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.


cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Sun Mar 23, 2014 4:08 pm

Depends on what you go to school for and how costly the college is. For the most part, I think college is a rip off if you're paying for it.

Military is a great option. I did this. Got out after 4 years. Started a job making 6 figures right off the bat and now the government pays me to go to college.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

sakhalin
Centurion Member
Centurion Member
 
Posts: 249
Joined: Thu Jul 05, 2012 6:55 pm
Location: West Coast

Postby sakhalin » Sun Mar 23, 2014 4:12 pm

This is just my personal opinion: YES, it is worth it, but only if you make it worth it. You have to know what you want to do and plan a career path. If you go to school "just to get a degree", then it isn't worth it. The most you would get out of that is beating high school graduates for a job at Starbucks.

Someone who graduates with a college degree and then decides to "chill" for a few years (and forever for the most part) by working at the same coffee shop is not making use of their degree.

Someone who is majoring in a generic liberal arts degree actively seeks internships to gain experience is making use of their degree.

Keep in mind that you choose to major in plays a huge factor. Some of the undergraduate degrees that led to guaranteed jobs at my university were Accounting, Business Administration, Finance, Social Work, Electrical and Mechanical Engineering, Informatics, Computer Science, and Medical Technology. While other majors such as Psychology, English, International Studies, Political Science, Biology, Chemistry, Biochemistry, and Mathematics didn't necessarily translate into $$$ right after graduation, students majored in those areas to gear them for Grad school. Political Science is a popular major for those who plan on attending law school. For those who plan on attending medical school, they major in Biology or Biochemistry. Those who want to get a Master's in Education would major in English or Math.

I completely understand where you're coming from with family gatherings and accomplishments. In my family's culture, accomplishment is like the only thing that matters in a person. I was under constant pressure, and was being compared to my cousins or friends NON STOP. I felt like I HAD to get my Bachelor's Degree in "normal" time, aka 4 years from HS graduation. Because I was so rushed, I majored in something when I wasn't entirely sure if that was the right path for me. I didn't realize what I really wanted to major in until my senior year, which was too late. I have a job now, but it's not something I particularly enjoy or want to do.

It sounds like you don't know what you want to do. You say you want to change and you're tired of school. If that's how you feel, then go ahead and try something different. At this point in time, college may not be right for you. It can come later; you can go back to it. Flap your wings around until you are comfortable with your direction in life! If you want to join the military, DO IT! Don't be pressured by family members or other peers. College is only worth it when you make it worth it. You don't know what you want to do, and at this point in time, you are tired of it, so it's not worth it.

But again, that's just how I feel. Some people hate college, while others feel it is a necessity in life. Follow your heart.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sun Mar 23, 2014 4:52 pm

Cashback said it perfectly - it depends. If your goal is to get a job that will sustain you and allow you to pay off your loans and you are an art history major or a journalism major or something like that, probably not.


If your heart really isn't in it, probably not a good idea to continue on. You have to want it. Maybe a stint in the "real world" will give you more motivation to deal with it. Or show you that it's not for you. Either way you learn something. But give it some time and thought before coming to a decision.

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sun Mar 23, 2014 5:16 pm

I do not know what year you are currently in but if you want to stick with college but still want to get discipline from the military you can join your ROTC program if they have one. That way you can get a college degree and have a job in the military after you graduate. Plus you will be getting officer pay which is just under $3,000 a month starting out without any extra pay from your area and allowances. You also get payed around $1,000 a month while in college and usually you get a full scholarship. It really is the easiest path to being a officer compared to going the enlisted route or OTS. But most of the time you will have to play the "game" with your superiors. Its all politics when you get into command a lot of times.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

linuxmachine
Centurion Member
Centurion Member
 
Posts: 309
Joined: Thu Feb 27, 2014 11:10 pm
Location: los angeles

Postby linuxmachine » Sun Mar 23, 2014 5:32 pm

I think it's best to decide what you want to do with your life first, and then pursue education as a means to your goal if it makes sense to do so. Some people thrive without college, but I would say that those people would've done just as well with a college degree as well. It's in their ability to learn and adapt and progress forward.

User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Sun Mar 23, 2014 5:42 pm

Remember that scene near the end of the "Wizard of Oz" where the not-so-powerful wizard tells the Scarecrow he doesn't need a brain- he just needs a degree? For most really good jobs, you need that little piece of paper. Just don't have any grand idea about actually learning something useful at most four year colleges/graduate schools. Case in point is that clown with an MBA from Harvard Business who came in here last week and didn't know what a FICO score was.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sun Mar 23, 2014 5:56 pm

Also there is a very severe shortage of blue-collar workers. Almost all of these only require a associates degree. The pay is not that bad as well. The problem is that everyone is being pushed to be a white-collar worker when it really is not for everyone. Some people like to get dirty and work with their hands for a living.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

User avatar
Snowman
Centurion Member
Centurion Member
 
Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Sun Mar 23, 2014 6:14 pm

Cashback- that's how I feel. If you don't mind me asking, what branch did you serve in and what type of job did you have?

Sakhalin- The thing was for me, was that I was going to get my general Ed stuff done and then transfer, but with classes being hard to get and having to deal with the aforementioned issues, I'm starting to question it its worth. I've always wanted to serve my country because it's given me a lot and to my family so I want to serve and I'd be the first in my family to do so. I feel like joining the military will give me a good expirience and when I apply or return to school it'll help me.

Member- to be honest with you, my hearts not in it any longer. I feel like I can do more and then come back to school, I'm single and I'll be 21 soon so I can return if/when I'm done.

Dark guy- I'm currently a junior. I want to be an officer but I don't have the grades for it as my gpa is like 3.3-3.4. I don't think I'll qualify but if I did, that would be the best route.

Linux- I want to be in law enforcement one day, but I've had interest in being an EMT so id like to do that for a few years or maybe real estate as well. I know to be an EMT you need to be liscenced. And same with real estate so I might go back to school depending on what happens.

Otter-lol all that for a piece of paper...
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sun Mar 23, 2014 6:43 pm

Well it is to late for you to get into ROTC. The latest is 2nd year if I remember right. You can always go enlisted and then go officer. What is your degree? If it is a area of need then you may have a good chance of getting into OTS after you graduate from college.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)



Return to “The Lounge”

Who is online

Users browsing this forum: No registered users and 0 guests