- Centurion Member
- Posts: 1182
- Joined: Sun Jan 26, 2014 3:55 am
- Location: US
My wife collects Coke points, mainly for free magazine subscriptions. She likes Cosmopolitan (I think she has gotten a few others, too); I have gotten GQ.
So, her Cosmo subscription ran out a while ago. I get that all magazines are desperate for subscribers, so of course we get something in the mail every month for a few months before it is over. I got the same from GQ. The other day we get a letter from Cosmo saying our payment is late (not the first), but also vaguely threatening - in the sense that the mafia is vaguely threatening. Maybe it was just me, but my mind jumped to the implication that they would try to impact our credit.
It was unbelievable. They seriously warned us that we would no longer have a relationship on good terms. With Cosmopolitan magazine! Oh heavens, how will I ever get a mortgage without a good relationship with Cosmo? Will I be able to have loving children or a successful marriage?
GQ handles things much better. I would get a ton of warnings ahead of time, but they boiled down to "Hey, being a GQ subscriber, you're such a stylish and smart person. You wouldn't want to go on without our magazine, right? Why don't we give you a big discount and you send us some money, since you're such a stylish, smart, in-the-know VIP?" Cosmo actually said we were late in our payments to them! It's a prepaid magazine subscription (that we never even used cash to pay for), not a default on a loan. I still can't believe the nerve.
EX - 805 (2/17) | TU - 787 (2/17)
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now