Well I guess lucky for me I've been working on switching ALL my finances for 1 week now! LOL it's just a coincident, but I decided to switch my bank over to Ally, so I'm in the process of doing that.
Then I decided to apply for a Barclaycard for an upcoming trip in May. Got approved, so then I stumbled upon this site.. started investigating other cards and applied for 2 more and got approved.
So basically by early next week I'll have all new bank account info, credit card numbers, and all the old stuff will be shutdown/turned off. No, I'm not paranoid! Again, it just kind of was a coincident. I wasn't planning on switching banks, but one thing lead to another
So I guess the Target monitoring will be good enough for me, because if it's monitoring only new accounts..... all my old stuff is shutdown, or will be by early next week.