I know mortgage companies sometimes do this i was wondering if the same can happen with a car loan.
bad credit person gets a loan through a friend or a family member and pays out of their account every month for.. lets say, the first 2 years (of a 5 year loan)
can this person go to the finance company and prove that they have been paying without problems and have the loan switched to their name under the existing loan terms ? (so no re-running credit/etc. just a name/social change )
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