Midori wrote:If you're going to make a $5000 purchase and you don't want to do what they've asked, can you just write a check and pop it in the mail if you're not buying bricks-and-mortar? It'll probably have to be verified, so it will probably tie up your funds even longer...
Unfortunately there are spending limits on the AMEX prepaid (blue) card as well that I'm pretty sure can't be lifted (first hand experience). Not only that, but the maximum balance you can put on the AMEX prepaid card is $2500. That is, unless he's using Serve/Bluebird to which I don't have but could imagine they have similar restrictions.
Anyways, What I would recommend doing is if you can
split the payments into two. Are you purchasing a bunch of accessories with this? Monitor/Keyboard/Gaming equipment etc. I couldn't imagine a tower alone for a computer costing $3500, even if it's for a gaming or a large enterprise. I once had to split my amazon purchase into two separate purchases because of the spending limit attached to my Wells Fargo account.