Prepaid Cards

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Davyvfr
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Location: Chandler

Prepaid Cards

Postby Davyvfr » Mon Sep 09, 2013 10:33 pm

Hello,

I thought I would ask if anyone here has this prepaid card: Walmart Visa Money Card

I have heard of horrible things about this card and thought I would try it out to see if its really as bad as it seems. Most common problem is fraud, and Walmart randomly closing accounts. (I have a checking account already)


cashback
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Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Sep 09, 2013 11:18 pm

Get a BlueBird account.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

Davyvfr
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Posts: 8
Joined: Fri Aug 30, 2013 6:18 pm
Location: Chandler

Postby Davyvfr » Tue Sep 10, 2013 12:28 am

cashback wrote:Get a BlueBird account.


I already have an American Express Prepaid Card, works just as good as BlueBird

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otter
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Postby otter » Tue Sep 10, 2013 8:28 am

Why would you want a prepaid Walmart card with a $3 monthly fee? The three cents per gallon discount is less than the 1% cash back you would get from even the most modest rewards CC.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

Midori
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Location: TX

Postby Midori » Tue Sep 10, 2013 10:27 am

If you've already got one free prepaid reloadable card, what would getting a second prepaid reloadable card with a monthly fee do for you, which charges you things that ought to be free with a decent checking account?

If I was in the market for another product, I'd try for something less undesirably redundant. The fee does get waived if you add $1k to your card each month--- but you still have the other fees associated with ATM withdrawals, balance checking, replacement cards, second cards, etc.



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