Obamacare... Comments? Concerns?

A place to discuss anything... except credit cards!
25 posts
swipe_masta
Centurion Member
Centurion Member
 
Posts: 186
Joined: Tue Feb 19, 2013 5:22 pm
Location: USA

Obamacare... Comments? Concerns?

Postby swipe_masta » Tue Jul 09, 2013 11:38 am

Let's not make this political guys. Just your input on the plan.

I have no healthcare at the moment, because premiums skyrocketed to almost double what it was. I used to get insurance thru my work, but canceled and considering joining again next enrollment period. With that said, when or if Obamacare kicks in next year, people can opt out by paying a "tax" that increases significantly each year. Obviously this isn't fair cause if everyone could afford healthcare, we would all already have it. So, do you have insurance? Are you planning on getting it or paying the fee? I'm especially interested in what the younger independent people like me (23 yo) have to say.


User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Tue Jul 09, 2013 1:12 pm

You've already made it political because you've recited incorrect facts.

The "tax" ramps up to the statutory amount over three years and then pegs to inflation. And, many people your age choose to spend their money on other things rather than insurance. They feel it's unnecessary, even though they can afford it.

Insurance for 23-year-olds is dirt cheap.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Jul 09, 2013 1:22 pm

Well since you asked for an opinion, I'm not a fan. Think about it - if you lose your job you lose your insurance. Then you are unemployed AND they are going to take a big bite out of your reduced income to pay for health care that you still won't have bu get to pay a penalty for not having anyway if you are off 3 months or more for that year (and let's remember that in this economy 3 months out of work is pretty good there are plenty who haven't worked in years).

It's like the thought was just having insurance would fix all the problems. If only life was so simple.

I see it as simply a way for them to get more taxes out of us. I see many employers cutting hours and making sure we don't get coverage at work forcing us to choose to get the plan or pay a penalty on a reduced income. I see a half-baked plan that is going to further alienate the people of this country.

Will a few benefit from this? Yes I do believe so. But more will not and will be harmed by it.

rohnin
Platinum Member
Platinum Member
 
Posts: 58
Joined: Fri Apr 13, 2012 8:45 pm
Location: Los Angeles

Postby rohnin » Sat Jul 13, 2013 12:42 am

my premium went from $95/mo last year to $146/mo this year, for a hsa. don't even get me started on obamacare..

User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Sat Jul 13, 2013 12:58 am

rohnin wrote:my premium went from $95/mo last year to $146/mo this year, for a hsa. don't even get me started on obamacare..


The PPACA hasn't started yet. Any premium increase this year is entirely on your health insurance company.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

KrazyNick
Platinum Member
Platinum Member
 
Posts: 79
Joined: Mon Jan 25, 2010 12:10 am
Location: South Carolina

Postby KrazyNick » Sat Jul 13, 2013 3:12 pm

Not a big fan I run a few natural health stores, and live a very healthy lifestyle and have an unlimited amount of supplements in my hands, I haven't been to the doctor since I was in elementary school. I shouldn't have to pay a tax because I don't need/want health care. So much for the land of the free. I can't even choose to not pay for health care.
Bank of America Travel Rewards Visa Signature - 5k (2/10)
Capital One Mastercard- 2.5k (1/11)
Chase Freedom- 5k (4/11)
Discover It- 3k (5/11)
Chase Amazon Visa- 2k (5/13)
American Express Blue Cash Everyday- 8k (5/13)

Bank of America WorldPoints Rewards for Business- 18k (11/11)

DoingHomework
Centurion Member
Centurion Member
 
Posts: 707
Joined: Tue Sep 22, 2009 1:15 pm
Location: Arizona

Postby DoingHomework » Sat Jul 13, 2013 5:03 pm

rohnin wrote:my premium went from $95/mo last year to $146/mo this year, for a hsa. don't even get me started on obamacare..


As djrez said, that's not from Obamacare.

Even still, it's probably less than you spend on your phone. What's more important to you, texting or breathing?

DoingHomework
Centurion Member
Centurion Member
 
Posts: 707
Joined: Tue Sep 22, 2009 1:15 pm
Location: Arizona

Postby DoingHomework » Sat Jul 13, 2013 5:05 pm

KrazyNick wrote:Not a big fan I run a few natural health stores, and live a very healthy lifestyle and have an unlimited amount of supplements in my hands, I haven't been to the doctor since I was in elementary school. I shouldn't have to pay a tax because I don't need/want health care. So much for the land of the free. I can't even choose to not pay for health care.

So given a choice you would rather not have insurance. So the rest of us would pay if you got hit by a truck, wrecked your bike, or got a catastrophic disease?

Maybe you just don't like that medical science says those supplements are a ripoff or worse...potentially deadly in some cases.

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sat Jul 13, 2013 6:01 pm

DoingHomework wrote:So given a choice you would rather not have insurance. So the rest of us would pay if you got hit by a truck, wrecked your bike, or got a catastrophic disease?

Maybe you just don't like that medical science says those supplements are a ripoff or worse...potentially deadly in some cases.


Personally I have insurance, and if I get into one of those situations, PLEASE let me DIE I do not want to be saved and owe a trillion dollars to some greedy quack. I'm totally serious. He'll have to earn his country club membership dues elsewhere.

I have insurance, and it's not the answer to everything. You could EASILY end up thousands in debt even WITH insurance. And they aren't big on giving you time to pay it either - I got a CPAP a relatively low cost thing, and within 6 weeks I had paid them in full and they STILL sent it to collections anyway. At that point I seriously said well then f--- you greedy pigs, I actually called them up and dropped the F bomb on them as in WTF do you think you're doing with that and so on. They tried to defend it as their "policy". I say they can go straight to hell it's all about $$$ for them just like every other business but others would at least give you a chance to pay before sending it to collections (they sent me one bill and off to collections, by the time I was in collections it was paid, how nice).

So I have little use for this system of sheer greed, period. Obamacare did NOTHING to solve the issues I saw with it, all it will do is increase my taxes if anything. Thanks Barry, just what I need when the govenrment already takes about half my pay through some form of taxation anyway. Much appreciated!

KrazyNick
Platinum Member
Platinum Member
 
Posts: 79
Joined: Mon Jan 25, 2010 12:10 am
Location: South Carolina

Postby KrazyNick » Sat Jul 13, 2013 6:40 pm

DoingHomework wrote:So given a choice you would rather not have insurance. So the rest of us would pay if you got hit by a truck, wrecked your bike, or got a catastrophic disease?

Maybe you just don't like that medical science says those supplements are a ripoff or worse...potentially deadly in some cases.


Natural supplements aren't a ripoff. You obviously have no clue what you are talking about. If I get in a wreck I will pay my own emergency bills, not rely on taxpayers to do it. But some people don't take care of their selves and eat McDonald's for every meal with no exercise and wonder why they have to visit the doctor 4 times a year.

I currently have health insurance under my parents but I should be able to have a right to not have insurance and not pay a tax. It's ridiculous
Bank of America Travel Rewards Visa Signature - 5k (2/10)
Capital One Mastercard- 2.5k (1/11)
Chase Freedom- 5k (4/11)
Discover It- 3k (5/11)
Chase Amazon Visa- 2k (5/13)
American Express Blue Cash Everyday- 8k (5/13)

Bank of America WorldPoints Rewards for Business- 18k (11/11)



Return to “The Lounge”

Who is online

Users browsing this forum: No registered users and 1 guest