- Centurion Member
- Posts: 119
- Joined: Fri Sep 28, 2012 9:22 pm
- Location: Texas
lorkat89 wrote:Is there a way to see if I can get a loan, without getting a hard pull? A friend who I'm gonna be getting a place with in the near future wants me to see what I can get. But I have a feeling I won't be able to get anything at the moment. But I am curious. I just don't feel like putting a hard pull on my report when one day I would like to get a better credit card (one without an annual fee) and a house. I currently only have 1 hard pull (from when I got my current credit card). Because don't you have to wait till all the pulls are gone in order to get anything good?
The first thing I would do is go to myfico.com and pull a credit report with score and take it to your bank and see what they suggest. With you limited credit history, you my need to get a co-signer for either a loan or credit card.
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