DavidNY wrote:I wouldn't pay for scores. If you look at the free data from Credit Sesame or Credit Karma you'll have a good idea of what the scores are.
The Credit Karma FAKO is often way off, mine runs about 45 pts below actual FICO. The Credit Sesame FAKO tends to run a little high.
The best estimate, which isn't free, is the FICO04 score, which MyFICO sells. However, as more lenders turn to FICO08, it's usefulness is slowly declining.