Do you shred your junk mail?

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s.jessica
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Do you shred your junk mail?

Postby s.jessica » Wed Feb 20, 2013 3:31 pm

I was going through everything needing to be shredded and it's a heck of a lot of work! We never used to have to shred all this stuff, what changed? To top it off some of my friends said my shredder wasn't good enough because it doesn't cross cut, it just makes strips. You gotta be kidding.........


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djrez4
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Postby djrez4 » Wed Feb 20, 2013 4:25 pm

A simple shredder is better than nothing. A cross-cut shredder is even better.

Shredding credit applications, medical papers, and other documents with personal info is a good idea. ID theft has grown on a massive scale. The federal Office for Victims of Crime cites a 23% increase from 2005 to 2007. That's huge.

Every preapproval goes through the shredder in our house.
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Calipso
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Postby Calipso » Wed Feb 20, 2013 4:45 pm

Shredding strips is fine as long as you mix it up before you toss it out. I pretty much shred everything that I don't hold on to.

Junk mail, old bills (past the five year mark), credit card offers, etc.
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marzbarz
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Postby marzbarz » Wed Feb 20, 2013 5:20 pm

1) Opt-out of pre-approve credit offers.
2) Sign up for paperless billing with your bank / biller (If available of course)
3) Make sure all your antivirus and security settings are up to date on whatever PC you use for online financial management. Avoid using public computers for banking and paying bills.
4) Monitor you credit profile closely, run reports at the very least once a year to check for new accounts that you don't recognize.

Of course this is not 100% for identity theft prevention, but it does reduce some of the risk. The sad thing is, your information is more likely to be compromised by hacking of a payment processor, or bank website.
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darkguy2
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Postby darkguy2 » Wed Feb 20, 2013 7:21 pm

marzbarz wrote:Of course this is not 100% for identity theft prevention, but it does reduce some of the risk. The sad thing is, your information is more likely to be compromised by hacking of a payment processor, or bank website.


This is a very good thing to be aware of. Even if you do everything in your power to secure yourself it only takes one website with subpar security that you buy through to be hacked to loose it all. You should be more aware of how websites that you give your banking info to handle that information and how they protect it. If you are not sure if you can trust them then use a temporary account number that most CC and banks will generate for you to make the purchase. So if they loose the info or try to screw you they have a useless one time CC number.
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Moneytalks
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Postby Moneytalks » Wed Feb 20, 2013 7:21 pm

Cross cut shred should be standard for shredding
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dickey1331
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Postby dickey1331 » Sat Mar 09, 2013 2:02 am

I have a cross cut shredder and I try to use it but sometimes I dont. It really just depends on what the junk mail is.
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Rina
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Postby Rina » Sat Mar 16, 2013 7:58 pm

We used to shred a lot (2 shredders); eventually, it just became too much work.
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