Best bank to get a personal/car loan from?

A place to discuss anything... except credit cards!
36 posts
paparoach429
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Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Sat Jan 12, 2013 12:26 am

Allstate showed that my insurance would drop by about $100 bucks when I turn 21. She said right now it would be $287 and when I turn 21 it would be $180. (thats without taking into consideration my accident falling off of my record). If anything, does it make sense to go with the cheapest bottom of the line insurance from now until the beginning of May and then go with something good in converage? 99% of the cars im looking at are through private sellers. The few dealers that have them, marked them up about 3-4k.


paparoach429
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Fri Jan 25, 2013 2:20 am

@djrez4, Just curious why do you not like the srt-4?

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Rina
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Location: New Jersey

Postby Rina » Sat Mar 23, 2013 7:49 am

PenFed has the best rates of any of the banks I use. You don't have to be military to join (I'm not). I have always found them to be a pleasure to work with. Check them out here.
Charge & Credit Cards: 121.8K+ (AmEx Platinum: NPSL; Bank of America Cash Rewards: 50k; PenFed Platinum Cash Rewards: 28.8k; PenFed Pomise 21k; Chase Marriott Rewards: 13.5k; Citi Simplicity 5k; Chase Slate: 3.5k)

Store Cards: 24.9k (The Home Depot: 16.5k; Nordstrom: 6k; Macys: 1.2k; DressBarn: 1k)

LoCs: 19.5k (Credit Union: 17.5k; Tertiary Bank: 2k)

Total: 176k+ (including min 10k tested on AmEx)

DavidNY
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Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Sat Mar 23, 2013 9:06 am

Check your local credit union as well as PenFed for rates.

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Sat Mar 23, 2013 3:08 pm

DavidNY wrote:Check your local credit union as well as PenFed for rates.


Yes indeed.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Sevenfeet
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Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Sat Mar 23, 2013 3:53 pm

Our current car loan is through Suntrust. They were competitive but that was before we joined Penfed. The next car loan will be interesting...
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)



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