New Year's Resolutions

A place to discuss anything... except credit cards!
21 posts
Moneytalks
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New Year's Resolutions

Postby Moneytalks » Sun Dec 30, 2012 5:45 pm

Thought I'd start a thread for people to share some goals for 2013 :money:
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)


travduke
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Location: North Carolina

Postby travduke » Sun Dec 30, 2012 7:55 pm

FICO over 700.

agp
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Postby agp » Sun Dec 30, 2012 8:02 pm

Max of 1 credit card this year for keeps. 2 max for churning.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Money card
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Postby Money card » Sun Dec 30, 2012 8:31 pm

hopefully more friends and MAYBE a girl friend. would like to save more money.

Moneytalks
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Postby Moneytalks » Sun Dec 30, 2012 8:54 pm

Money is definitely on my list too money card! I'd like to get in better shape, and I say that now, but when it's time for action, we'll see how well that goes :)
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

agp
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Postby agp » Sun Dec 30, 2012 9:34 pm

And I'm sure I'll come up with a few more drunken resolutions tomorrow around this time.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

kcarter609
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Postby kcarter609 » Sun Dec 30, 2012 11:37 pm

1) Get BCE for backdating purposes
2) Close junk cards
3) Get CSP when I have $2,500 worth of stuff to buy (needs, not wants) so I can easily get the points without spending money I don't need to spend
4) Pay off my car

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

sakhalin
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Postby sakhalin » Mon Dec 31, 2012 2:51 am

Save more money, and find a higher paying job.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

jeffysdad
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Postby jeffysdad » Mon Dec 31, 2012 6:37 am

Worry less
Be more patient
Eat more healthfully
Save more money (40% of gross income is the goal)
Avoid ALL unnecessary/frivolous purchases
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

CCGuy88
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Postby CCGuy88 » Mon Dec 31, 2012 10:32 am

Hope everyone has a good New Years!



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