New Year's Resolutions

A place to discuss anything... except credit cards!
irvinfitness
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Posts: 62
Joined: Tue Nov 27, 2012 8:43 am
Website: http://irvinfitness.com
Location: Lafayette/IN

Postby irvinfitness » Mon Dec 31, 2012 10:44 am

1) Open AMEX by end of 2013
2) Make Beachbody Coaching my full time job
3) Complete savings for wedding
[size=60]Chase Freedom Signature - 10k (rotating 5%)
Citi Platinum Select - 8.1k (rotating 5%)
Discover It - 12k (rotating 5%)
AMEX BCE - 20k (Groceries 3% / Gas 2% )
Regions Signature Visa - 5k
US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)
Navy Federal cashRewards Visa Signature - 20k (Business Purchases)
Care Credit - 6k (Vet Bills/Dentist - 0% APR)
Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)

Not used except for occasional purchase with promo:
Jared - 7.5k [/size]


Randiesel75
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Posts: 84
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Location: Clark, NJ

Postby Randiesel75 » Mon Dec 31, 2012 11:51 am

jeffysdad wrote:Worry less
Be more patient
Eat more healthfully
Save more money (40% of gross income is the goal)
Avoid ALL unnecessary/frivolous purchases


This is perfect, so +1

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Dec 31, 2012 12:29 pm

Money card wrote:hopefully more friends and MAYBE a girl friend. would like to save more money.


Girlfriend and saving more money are incompatible. :-P
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

jrv
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Posts: 72
Joined: Thu Dec 20, 2012 1:42 am
Location: NJ

Postby jrv » Mon Dec 31, 2012 12:35 pm

Pay off more debt & save more money.
Main:
AMEX Platinum NPSL, Member Since 92
AMEX Blue 15K
PenFed 11K
PNC Visa 20K
First National Bank Omaha Platinum Visa 25K
Citi Simplicity 11K
Drawer:
50K Total

Robrus1
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Mon Dec 31, 2012 12:39 pm

cashback wrote:Girlfriend and saving more money are incompatible. :-P


This man^ speaks the truth

I'm going to try to quit smoking sometime this year. I'm a beer driinker, and I do ok not smoking until I get a few beers in me, and then I want to smoke. I know it's bad, but I enjoy it. Quitting will be one of the hardest obstacles I will face this year.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Jan 02, 2013 4:01 pm

cashback wrote:Girlfriend and saving more money are incompatible. :-P


+1. Unless she is a Hilton or some other heiress.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
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Posts: 1589
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Location: Down South

Postby FutureBillionaire » Wed Jan 02, 2013 4:10 pm

Pay off my credit union visa
Refi my house somehow ( I owe more than what it's worth and I don't qualify for these programs)
Buy an engagement ring
Decrease body fat % 30%
Stick to my clothing budget
No clothing purchases in January or February
Acquire any new awesome rewards credit card that comes out
Eat more veggies
Eat less cheese
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed Jan 02, 2013 4:55 pm

You know guys we really sound like ***ist pigs, I hate to say it but there is some truth in that!

Although I've found I enjoy plenty of toys to play with myself even without a woman around, just to be honest. It's just they go WAY overboard with it. The worst is when they come home and tell you all the money they saved you!

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Jan 02, 2013 5:27 pm

I'm happy to give my lady what she wants. She doesn't ask for alot. Paying for dates and gifts adds to our budget. Nothing wrong with that. Just facts.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Thu Jan 03, 2013 6:24 am

My resolution is to have 0 inquiries. And keep my utilization at EXACTLY 4%, not 3.9 or 4.1 which would be terrible.

Ok just kidding. My resolution is just to live life to the best of my ability. And not sweat the stupid stuff. I used to be like that and all it does is drive you crazy. Or in my case crazier!



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