Who do you bank with?

A place to discuss anything... except credit cards!
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MemberSince99
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Postby MemberSince99 » Sun Jan 06, 2013 4:02 pm

I bank with Associated. I have been with them since 2005 when they were First Federal. Have had no issues with the bank, and just a nasty teller at one particular location (which I now avoid). I have free checking with them, just pay for the checks, though I don't really USE any checks these days. Also two credit cards with them, which are serviced by Elan Financial (US Bank). They have lots of branches around here which is nice.


kcarter609
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Postby kcarter609 » Sun Jan 06, 2013 5:50 pm

Vermonster wrote:Well TD bank just went and pissed me off for the last time. I'm 24 and still a student, and up until last week I had 2 student checking accounts. They just changed both accounts to the monthly fee account claiming I no longer meet the criteria. The worst part is that I now have to go and speak to someone at the branch, and I honestly don't have an entire day to wait in line to talk to someone that will just read their website to me.

I urge anyone looking at TD or still with TD to take you money to almost any other bank.


I warn everyone about TD but they all use it "because it's open all the time" or "because it's right here" (even though we have TD, PNC, Chase, Wells Fargo, Bank of America, Western Union, Sun, and Ocean First in our town... I might even be missing a couple more... can't keep track anymore). I HIGHLY recommend PNC. Or Chase, although PNC has better options if you don't keep a ton of money in the account.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

Dylan1982
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Location: Chicago

Postby Dylan1982 » Wed Jan 09, 2013 1:47 am

To me for a checking acct, a bank is a bank is a bank... Or am I missing something? All banks now a days offer totally free checking and what not....

For my savings, I am with ING Direct
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

DavidNY
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Location: New York

Postby DavidNY » Wed Jan 09, 2013 9:31 am

I bank at BofA for the conveniently located branches and mobile check depositing and also at a credit union for the free atm card and better interest rate.

DavidNY
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Postby DavidNY » Wed Jan 09, 2013 9:57 am

Vermonster wrote:TD bank...student...no longer meet the criteria..


HSBC let me keep my free student account indefinitely as long as I kept $100 in it.

Vermonster
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Postby Vermonster » Wed Jan 09, 2013 1:36 pm

Dylan1982 wrote:To me for a checking acct, a bank is a bank is a bank... Or am I missing something? All banks now a days offer totally free checking and what not....


Actually a lot of banks are imposing monthly "maintenance Fees" if you don't keep a minimum balance or have direct deposit.

DavidNY wrote:HSBC let me keep my free student account indefinitely as long as I kept $100 in it.


Their cut off is at 25 but I'm only 24. From my understanding it should be free as long as I stay a student, even if that is until I'm 30.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

AMEXAT19
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Location: LaGrange, GA

Who do you bank with?

Postby AMEXAT19 » Tue Jan 15, 2013 1:33 pm

The best bank, Bank of America, I also bank with a community bank, and a Navy Federal Credit Union.

kcarter609
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Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Tue Jan 15, 2013 5:07 pm

AMEXAT19 wrote:The best bank, Bank of America, I also bank with a community bank, and a Navy Federal Credit Union.


BofA is one of the worst banks. Super slow service too.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

AMEXAT19
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Joined: Mon Jun 18, 2012 8:00 pm
Location: LaGrange, GA

Postby AMEXAT19 » Wed Jan 16, 2013 1:20 pm

Well kcarter that's your opinion, but I always get fast service and the Personal Bankers and Tellers know me by name, and this is at multiple branches. Plus my accounts with them have no fees.

DavidNY
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Location: New York

Postby DavidNY » Wed Jan 16, 2013 6:16 pm

I think the quality of teller service depends on the branch as well as when you go. I go less often since they began processing checks by smartphone app.



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