Who do you bank with?

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Postby FutureBillionaire » Mon Dec 10, 2012 9:26 am

hematino wrote:PenFed primarily for checking and savings, althought to a lesser extent I also use DCU and South Jersey Credit Union. Also have a checking account with TD Bank cause I want an account at a local brick and mortar bank, and TD has way more convenient hours then Bank of America or Wells Fargo.

I got a notice that Penfed lowered the rate on their savings account.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby Hepsta » Mon Dec 10, 2012 11:26 am

I bank with BofA. I also have my home mortgage through them so it automatically deducts my monthly mortgage from my account. Very convenient. The local branch of BofA I go to is great, very polite and courteous team. I utilize their direct deposit through work and use the mobile banking app for my hard copy of expense check deposits I receive. I'm in the resort industry and realize how one associate can create a terrible experience on behalf of a company, buy I've been pleased with the empowerment the staff in my local BofA branch.
American Express Gold Card - NPSL (05/12)
Discover More. 10k (01/01)
Bank Americard Cash Rewards MC 10k 12/12
Capital One Venture Visa. 7.5k (03/12)
Chase Freedom Visa 6k (5/12)
MC Citi Platinum Select. 500 [I]03/12

RTG GE 3.5k 07/12

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Postby Midori » Mon Dec 10, 2012 12:01 pm

When I was in the Metroplex, I banked with BofA. The location I used was fabulous, and I was sorry to leave.

Now, I've been with Citibank for about 7 years. The only thing they really have going for them is their location. The local staff is terrific, of course... but the bank itself is pretty mehhhhh.

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Location: Chicago, IL

Postby esco » Thu Jan 03, 2013 8:46 am

I started banking with Wells Fargo (Wachovia back then) in 06 as a freshman in college but switched over to Chase this year after moving to Chicago. Chase has treated me well so far, hope it continues.

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Postby RewardHop » Thu Jan 03, 2013 6:42 pm

Ally for primary checking and savings
Chase checking to have the 10+10, just maintain minimum balance
Bank of America eBanking checking account, no minimum
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

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Location: NJ

Postby jrv » Thu Jan 03, 2013 8:47 pm

PNC Bank since 1992. All positive reviews with them.
AMEX Platinum NPSL, Member Since 92
AMEX Blue 15K
PenFed 11K
PNC Visa 20K
First National Bank Omaha Platinum Visa 25K
Citi Simplicity 11K
50K Total

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Postby Randiesel75 » Fri Jan 04, 2013 4:26 pm

All this talk about bank has prompted me to get off by butt and finally make the change.

I have been with TD Bank for about 7 years, Sovereign Bank prior, and been seeing the same issues as mentioned in this thread. As I am about 6-12 months out from my first mortgage, I figured it was time to make the jump. Just opened Way2Save account with Wells Fargo, which fits perfect for me to avoid any monthly maintenance fees. Once the mortgage come, I would be automatically upgraded to the higher tiered account with more perks for free.

Thanks to this community, I have learned a wealth of new facts these past few weeks.

Thank you!

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Postby lennyj17 » Fri Jan 04, 2013 10:10 pm

Ally = Primary Checking and Money Market
Citi = Secondary Checking, Primary Savings, Personal LOC, 2 Credit Cards
Philadelphia Fed Credit Union = 3rd Tier Checking, Secondary Savings, Personal LOC, 1 Credit Card

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Postby Vermonster » Sun Jan 06, 2013 9:35 am

Well TD bank just went and pissed me off for the last time. I'm 24 and still a student, and up until last week I had 2 student checking accounts. They just changed both accounts to the monthly fee account claiming I no longer meet the criteria. The worst part is that I now have to go and speak to someone at the branch, and I honestly don't have an entire day to wait in line to talk to someone that will just read their website to me.

I urge anyone looking at TD or still with TD to take you money to almost any other bank.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

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Postby MemberSince99 » Sun Jan 06, 2013 4:00 pm

Sorry to hear about that Vermonster. When you said that I could picture someone reading that to you with a very condescending attitude, somehow.

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