Who do you bank with?

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Postby djrez4 » Thu Oct 25, 2012 11:24 am

My first account in Colorado was with Norwest. They bought out Wells Fargo but kept the name. WF pulled something similar to what BoA did to JNK. I switched to Chase in 2004 and haven't looked back. They have both business and primary personal. The local branch is phenomenal.

I also have savings with INGDirect and a share account at PenFed and DCU.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

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Postby namvet » Thu Oct 25, 2012 11:43 am

USAA, PenFed,CapOne,ING. BOA formerly.

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Postby 432521 » Thu Oct 25, 2012 12:48 pm

March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

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Postby FutureBillionaire » Thu Oct 25, 2012 12:55 pm

Suntrust for checking, emergency savings, and spending money. I get refunded for atm fees. I've had them since college.

Penfed share account. I keep money there in case I have to overnight a credit card in case I lose it. I probably will close it.

ING direct checking and savings. I keep money set aside there for leisure purposes.

Discover Bank savings because of the interest rate.

I also have a checking and savings account with a local credit union. I pay my tithes from that account because I want to keep those funds separate. I have emergency funds there that are harder for me to get to on purpose.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby Robrus1 » Thu Oct 25, 2012 1:42 pm

I'm with a local credit union. They are amazing compared to BofA, which is who I was with before.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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Postby lexareece » Thu Oct 25, 2012 3:05 pm

Business and Personal with Bank of America, Investments with Merrill Lynch, linked together so I get a lot of perks. Also have a personal account at a local Credit Union.
In my Wallet-
[size=60]Bank of America-Platinum Privledges Cash Rewards Visa Signature 12K
American Express- , Starwood Preferred Guest 6K, Hilton Honors 6K, Amex Everyday 10K, Business Gold Rewards
Chase- Freedom Visa Signature-6K, United Millage Plus Explorer Platinum Visa-5K
Barclays- US Airways Dividend Miles Business Master Card 24K[/size]

[size=60]In a Drawer
Bank Of America- Platinum Plus Rewards- 22K, Royal Caribbean Visa Signature 8K
Discover- More Card 8K
Citi- Thank You Mastercard Card 6K, Hilton Honors Visa Signature-10K, American Airlines World Master Card 6.5K
Credit Union Card- 20K- 6.9%APR NO Fees Period(for when I get in trouble[/size]

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Postby Bobzig » Thu Oct 25, 2012 3:25 pm

Wells Fargo and ING Direct
AMEX Gold Delta Skymiles
Discover More

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Postby jeffysdad » Thu Oct 25, 2012 3:56 pm

Chase, Amex, Fidelity
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Postby Bksuper » Sun Oct 28, 2012 7:08 pm

Checking: Ally Bank (0.4% APR compounded daily, no balance minimum, no maintenance fees, debit card fees, transfer fees, overdraft transfer fees, and any US ATM wo./ fee and other banks' fees reimbursed automatically, unlimited free postage paid deposit envelopes and checks)
Primary Savings: Ally Bank (0.95% APR compounded daily, no balance minimum, no maintenance fees, 6 free transfers/mo, linked to checking)
Secondary Savings: Chase Bank (For cash ATM deposits to transfer to Ally and emergency branch needs, 0.01% APR, park just $300 there to waive maintenance fee)
Money Market: Want to open one with TIAA Direct when they take new customers again, 1.24% APR and no fees, low minimum
Broker: Currently E*Trade, might switch to OptionsHouse next year after I file my taxes.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

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Postby InCreditWeTrust » Mon Oct 29, 2012 11:49 am


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