Chase Personal Banker

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4 posts
andy1088
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Chase Personal Banker

Postby andy1088 » Wed Aug 29, 2012 9:50 am

Hey all,

I got recruited yesterday for an interview for a Chase personal banker. I've never worked in the banking industry, but I'm in sales now (wireless), and wanted to see if anyone here had done this line of work? I've read mixed reviews from people who love it and people who loathe it which is common in sales. Cold calls are something my company runs periodic promotions for, and is something I've done dozens of times (no cold call nights of course). I'm also very good with 1 on 1 since most of my "new customers" require anywhere from 30-90 minutes to get everything right and set up properly. I also am fairly good with setting up appointments, creating a book of business and creating a fresh start (switched locations 6 months ago). What you guys recommend for the interview? Obviously dress pants, dress shirt and tie but what kind of questions should I ask? Recruiter mentioned pay starts in low to mid 30k's my current salary is $12.00/hr plus lucrative ($1,000+) monthly commission. I average about 35-39K a year now so having a job with just the salary that high would be beneficial. So, anyone who has any experience with banks please help me! Thanks a lot! :money: :)
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500


agp
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Postby agp » Wed Aug 29, 2012 2:52 pm

Here's a tip. Don't say anything even remotely negative. For example, instead of saying "I've never worked in the banking industry" like you did here, you can say "my area of expertise is in sales, but I am a fast learner and can adapt to the financial world and the upbeat pace it demands." Recruiters know that you never worked in banking from your resume so there's no need to restate that weakness again.

As of appearance - there's no such thing as too conservative. Wear your navy suit, white shirt and a red tie.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Ratfacedudeguy
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Postby Ratfacedudeguy » Thu Aug 30, 2012 10:39 am

Based on what you said, you should have no problem with this line of work. I work for my state's largest credit union in an equivalent position to Personal Banker (we call them Financial Services Consultants, or FSCs for short), and you pretty much hit the nail on the head when it comes to outlining your expectations. I'm not sure how Chase's branch procedures are, but at my CU the branch personel has a pretty hands-on involvement with the underwriting process, so if that interests you then that could be a bonus. Plus when it comes to lending, there is a lot of credit report analysis involved (mostly for seeking cross-sell opportunities), so if you have any experience with that make sure to make a mention of it.

Frontline banking is actually a pretty dynamic industry believe it or not. My experience is, just when you think things are settling into a mundane routine, something comes along and gives you a swift wakeup call, whether that be some customer who has royally screwed up their accounts, or some sort of brand new role you're taking on, or whatever the case may be. agp was right on with the interview apparel. Suits are pretty much considered the bare minimum expectation in banking these days, and they always say you should dress one step up from what would normally be the expectation for the position you're interviewing for, so make sure that suit is pressed and well fitting. Good luck if you decide to press on with the interview, and please do let us know how it goes. If you like your current line of work, you should be just fine with banking.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

andy1088
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Posts: 156
Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

Postby andy1088 » Fri Aug 31, 2012 11:42 am

Did not get the job. They wanted someone with more experience. Oh well.
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500



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