- Centurion Member
- Posts: 323
- Joined: Tue Mar 06, 2012 12:15 am
- Location: Chicago
I need a little rant here...
Brief history with The GM Card. I've been a LOYAL customer now of a DECADE (10 yrs), I've NEVER made a late payment, NEVER went over my CL and I make double payments a month and pay MORE than the minium amount....
Here's why I am fed up with them...
1) For years ever since 10/2008 I've been trying to lower my APR back down to where it used to be ~5.xx%. In 10/2008 bc the economy took a **** they just decided to raise my APR to 12.49%. I've tried and tried and tried to get them to lower my APR, talking to Acct Managers and so forth and they WILL NOT budge.
2) Today (6/29/2012) I decided to get around to asking for my CLI. I've never asked for an increased since owning the card 7/2002. I by passed the CSR and asked to speak with an Acct Manager. I just basiaclly told him if at all possible I want to update my financial info as I am making significantly more money back when I first applied for the GM Card in 7/2002.
I told him have been a loyal customer for a DECADE, never made a late payment in the 10 yrs of having the card, I make more than the minium payment. blah blah blah.
So I fianlly said yes let's go for a credit limit increase..... He comes back.... DENIED!!!! WTF are you serious??? That same day, I had gotten approved with CitiBank for 2 card at 4,600 CL each..
I am SOOOOO DONE with GM Card!!!
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)