Anyone else work in banking/lending?

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Ratfacedudeguy
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Anyone else work in banking/lending?

Postby Ratfacedudeguy » Fri Jun 15, 2012 11:17 pm

Hey all. I work for the State Employees Credit Union of Maryland (SECU for short) as an equivalent to a personal banker, so my job is to open new accounts and process loan applications. I've been fascinated by the lending process since I was promoted to this position from a teller about 8 months ago, and I hope to pursue a position as am underwriter as soon as one becomes available. This forum has definitely given me a wealth of new perspectives when it comes to the lending process of other institutions. So does anyone else work in the banking/pending industry? If so, anyone else care to compare the lending and underwriting policies of our respective institutions?
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Snowman
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Postby Snowman » Sat Jun 16, 2012 1:19 am

My cousin works as a teller at a BOFA near her home...and one of my younger brother's classmates father works in the Mortgage industry and makes a decent amount of money. At this point I can't think of anyone else I know that works in the banking or lending institution.
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agp
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Postby agp » Sat Jun 16, 2012 8:38 am

I'm looking to get into banking next year, but corporate, not commercial.

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NYC_Dweller
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Postby NYC_Dweller » Sat Jun 16, 2012 9:22 am

my resume includes -

charles schwab - analyst
jp morgan - electronic risk analyst
morgan stanley - vp of electronic risk

i no longer work on wall street since i made an industry change and accepted a great position within the fashion industry.

agp
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Postby agp » Sat Jun 16, 2012 12:01 pm

If you don't mind me asking, what did you study in college? And what do you do now in fashion?

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NYC_Dweller
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Postby NYC_Dweller » Sat Jun 16, 2012 1:37 pm

agp wrote:If you don't mind me asking, what did you study in college? And what do you do now in fashion?


undergrad was business finance (University at Albany) and got my MBA at NYU. the financial world treated me really well even though i was a victim of the lehman brother collapse. i realized it was not the direction i wanted anymore so i left morgan stanley. i didn't mind the 60+ hour work weeks since the companies i worked for offered many perks (on call car service, unlimited expense during international business meetings, flexible time etc...).

currently i am a financial executive for a major player in high fashion. the perks are pretty much the same. the pace is slower and less cut throat.

both have similar annoyances but the rewards outweigh them. nyc is known for money and fashion. either route is beneficial.



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