- Green Member
- Posts: 23
- Joined: Fri Mar 16, 2012 12:14 pm
- Location: FL
I utilize Discover's credit card website ( I have the More Card). On the website where I manage my account I enrolled in Credit Score Tracker. I purchased the $9.99 option per month and I can check my credit score once per day from Experian only. I opted to purchase this (billed straight to account) because in October I had a 680 credit score and I wanted constant access to monitor my Experian late disputes and monitor the increases in credit while I thought about purchasing a home.
I never cared or really followed my credit. Had my Discover Card since Freshman year of college in 2000. Did the diligent clean up of my account, opened two new accounts (Capital One Venture and Citi Platinum Select, got CLI, got all four negative accounts removed/eponged and I watched my score increase every couple weeks from 680 to 773. Just got an AMEX Gold and a home loan approval. It was worth the $9.99 per month for what I wanted to accomplish! The other point I'd share is that the Experian Credit Report lets you submit your disputes via the website link quickly. Got (2) instantly removed, (1) within one month, and the last one removed last weekend.
American Express Gold Card - NPSL (05/12)
Discover More. 10k (01/01)
Bank Americard Cash Rewards MC 10k 12/12
Capital One Venture Visa. 7.5k (03/12)
Chase Freedom Visa 6k (5/12)
MC Citi Platinum Select. 500 [I]03/12
RTG GE 3.5k 07/12