parent's wedding anniversary, Mother's Day, fathers day, secretarial administration day, boss' day.
As we all know American Express, Visa , Mastercard and Discover have fees ranging from $3.00 up to 4.95.
So what I'm wondering for all occasions, how many gift cards does everyone buy that are for the stores, restaurant chains, as well as local merchant. Example - Buddys Sports Corner, JCP, Pasta Couiccine, Ruby Tuesdays.
How many American Express, Visa, Mastercard or Discover gift cards does everyone purchase?
I buy quite a few gift cards:
- Barnes and Noble gift cards
- an occasional Banana Republic
- 1 Coldwater Creek
- a few Costco
- Buffalo Wild Wings
- 1 Pasta Couicciane
- a couple Lord&Taylor
- 1 Origins
- a couple Bare Essentials
- a couple Gap
- 1 Home Depot
- a couple Kohls.
I have never purchased a Visa, Mastercard or Discover gift card. But I did purchase 4 American express gift cards.
It makes me kind of wonder if somebody can purchase well over ten gift cards, why do American Express gift cards come with fees ranging from 3.00 up to 4.95?
The only store I had a problem with was Coldwater Creek. Has anybody else this year bought a gift card for a store and then later on you found out the store went out of business in that particular location?
3 of the 4 American Express gift cards I purchased were the end of the year, so they were trying to get rid of some, so they took the service fees off but charged me a shipping and handling fee. But when you go into the post office, Walmart and Shoprite, the concierge booth in the Malls, all have fees even if you use your American Express.
Why do American express, Visa, Mastercard and Discover gift cards have fees?
Which type gift cards does everyone purchase more - from stores/restaurants or from the big 4 credit card companies ?