I do have a Bill Me Later account from years ago. I have used the 12-months no payment zero interest before and the 6-months no payment zero interest. I only use BML when those two promotions are offered anyways.[color="DarkRed"]BUT[/color]
I do pay installment and make sure pay the full balance before the promotion period ends; it is same as cash.
I heard upon opening a BML account and first time using BML, they do a hard pull. But not sure if the succeeding transactions will be a soft pull or still a hard pull
I think this is good as long as you pay the balance in full before the end of the promotion period. Especially for those who does not want to pay upfront.
What does everyone think?