- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I carry $50-150 in cash (including plenty of ones and fives for tips), two CCs (Fidelity Amex and Chase Freedom Visa), Chase ATM (not a debit) card for bank deposits, debit card for Fidelity cash mgmt. account that never has more than $150 in it (all ATM fees are reimbursed on this card, btw).
Credit first, then debit, then cash. I almost NEVER use the debit card or cash (other than for tips). I will not carry a debit card linked to my main account for security reasons. I can't remember the last time I took cash from an ATM.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.