If I lose in small claims court for some reason, they may report the collection again out of spite.
That would be illegal and if done, then you would have another lawsuit and be entitled to possibly sue them for thousands.
I have heard all types of scams get resolved by having the state Consumer Protection or Attorney General put in a phone call to inquire. It scares them. If you can get them to make a phone call that may be all it takes to clear up this matter.
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