Does Regions bank use chexsystems?

A place to discuss anything... except credit cards!
2 posts
Green Member
Green Member
Posts: 3
Joined: Fri Jan 21, 2011 4:30 pm
Location: FL

Does Regions bank use chexsystems?

Postby kennychesneyfan1 » Fri Jan 21, 2011 4:53 pm

Will Regions bank do a chexsystems search on me if I go there and open up a new checking account? I saw they were offering a bonus and I could really use all the money I can get righ tnow I am broke. I need a new checking account too i wouldn't be signing up for no reason. The issue is my credit and that is terrible and right now my car payment is 4 months behind. If Regions bank does use the chexsystems is there any chance I will get approved anyway?

User avatar
Mogul of Pineapples
Centurion Member
Centurion Member
Posts: 1271
Joined: Sun Jun 01, 2008 11:32 pm
Location: Smogland

Postby Mogul of Pineapples » Wed Jan 26, 2011 1:27 am

According to Google this is what I found-

As of fall 2010 Regions Bank does use Chexsystems. However there were comments by people in the Chexsystems database that claim to have still been approved for a Regions bank account. One comment said that local branches probably have the ability to override the Chexsystems flag if they want. There was another that said he opened the account fine but 2 weeks later it was frozen due to his old debt from B of A in the Chexsystems. There's a lot of contradictory information here, why not call up a local Regions bank branch and ask directly?
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Return to “The Lounge”

Who is online

Users browsing this forum: No registered users and 3 guests