Any long time members still on this forum?

A place to discuss anything... except credit cards!
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kdm31091
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Re: Any long time members still on this forum?

Postby kdm31091 » Sat Nov 21, 2015 7:47 am

beef.stu wrote:
Snowman wrote:I'm still around. Stuck working graves so pretty much all I have time for is school, sleep and work. I do pop in when I can. This forum has died down a bit since I joined. The only person that I still see a bit is fast. Even member disappeared lol. How are y'all doing? It's been a while.


Oh man, how could we forget the coming and goings of membersince99...I swear that guy was posted more than anyone else on this site throughout the time that I was more active here and made for some...lively discussions. Im also kinda in the same boat with school and work so checking the credit forums has taken a back seat to those things as well as to my other interests.

And I agree with kdm that this site is much higher quality content wise than the other credit forums


Member comes and goes...usually comes after re-applying for 10 accounts, then posts about closing them a week later because he didn't get 10k @ 10% APR. Interesting person indeed.

MF has some worse people though. Just browsing it, I saw one person with 600k in available credit (so they claim), and posting about some obscure BOA card they applied for, and were denied due to too much available credit ("just as an FYI"). As if anyone with any common sense would find that denial reason surprising or something? They love to share "data points" that are pretty obvious lol


Vermonster
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Re: Any long time members still on this forum?

Postby Vermonster » Sat Nov 21, 2015 8:36 am

kdm31091 wrote:MF has some worse people though. Just browsing it, I saw one person with 600k in available credit (so they claim), and posting about some obscure BOA card they applied for, and were denied due to too much available credit ("just as an FYI"). As if anyone with any common sense would find that denial reason surprising or something? They love to share "data points" that are pretty obvious lol


I saw a certain person is closing some of her store cards because "keeping track of 36+ cards for stores I never shop at is too much work." Ah DUH. Some people just have to learn the hard way, and others are slow learners. :P
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kdm31091
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Re: Any long time members still on this forum?

Postby kdm31091 » Sat Nov 21, 2015 8:50 am

Vermonster wrote:
kdm31091 wrote:MF has some worse people though. Just browsing it, I saw one person with 600k in available credit (so they claim), and posting about some obscure BOA card they applied for, and were denied due to too much available credit ("just as an FYI"). As if anyone with any common sense would find that denial reason surprising or something? They love to share "data points" that are pretty obvious lol


I saw a certain person is closing some of her store cards because "keeping track of 36+ cards for stores I never shop at is too much work." Ah DUH. Some people just have to learn the hard way, and others are slow learners. :P


Part of me wants to feel bad for her, because obviously she is seriously addicted to credit and needs help. But - she's happy to let others egg her on and spazzes out at anyone who tries to question her, so I long since gave up trying to give her advice. Let her crash and burn (again) into BK. Sounds mean but honestly that's what will happen because nothing has been learned. You don't just discharge BK 2 years ago and apply for 70 new credit cards. That's just absurd.

Agree though, if you believe half of what those people write anyway, it's true they just have to learn the hard way. The person with 600k in available credit amassed in less than 2 years (and still applying for every card under the sun, despite briefly claiming they stopped apping) will be in for a rude awakening when accounts start getting closed. Everyone thinks it won't happen to them or they are immune to the bank's risk tolerance rules.

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FastSRT8
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Re: Any long time members still on this forum?

Postby FastSRT8 » Wed Nov 25, 2015 11:16 pm

I'm still here. Not one of the oldest members but old enough
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Nixon
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Re: Any long time members still on this forum?

Postby Nixon » Thu Nov 26, 2015 1:12 am

kdm31091 wrote:
Vermonster wrote:
kdm31091 wrote:MF has some worse people though. Just browsing it, I saw one person with 600k in available credit (so they claim), and posting about some obscure BOA card they applied for, and were denied due to too much available credit ("just as an FYI"). As if anyone with any common sense would find that denial reason surprising or something? They love to share "data points" that are pretty obvious lol


I saw a certain person is closing some of her store cards because "keeping track of 36+ cards for stores I never shop at is too much work." Ah DUH. Some people just have to learn the hard way, and others are slow learners. :P


Part of me wants to feel bad for her, because obviously she is seriously addicted to credit and needs help. But - she's happy to let others egg her on and spazzes out at anyone who tries to question her, so I long since gave up trying to give her advice. Let her crash and burn (again) into BK. Sounds mean but honestly that's what will happen because nothing has been learned. You don't just discharge BK 2 years ago and apply for 70 new credit cards. That's just absurd.

Agree though, if you believe half of what those people write anyway, it's true they just have to learn the hard way. The person with 600k in available credit amassed in less than 2 years (and still applying for every card under the sun, despite briefly claiming they stopped apping) will be in for a rude awakening when accounts start getting closed. Everyone thinks it won't happen to them or they are immune to the bank's risk tolerance rules.


I tolerated her until she started bragging about her mostly store issued credit limits hardcore. She went full on batshit at that point.

p.s., Laura.

Reply to me here, Missy. Don't talk shit and hide over on MF.
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dickey1331
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Re: Any long time members still on this forum?

Postby dickey1331 » Thu Nov 26, 2015 8:58 pm

I wonder who the oldest is and when the forums first came out.
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Re: Any long time members still on this forum?

Postby Nixon » Thu Nov 26, 2015 9:00 pm

dickey1331 wrote:I wonder who the oldest is and when the forums first came out.

Archive project?
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jumbo
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Re: Any long time members still on this forum?

Postby jumbo » Mon Feb 08, 2016 8:37 pm

I visit the forum sometimes, not as often as I use to.
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