kdm31091 wrote:It's humorous seeing people chase after CLIs they don't need, and when told "no", they automatically resort to the executive office.
It just baffles me how entitled people can be. People think they are so much more important to a creditor than they really are, and won't take "no" for an answer, even when the card already has a far more than sufficient limit.
CarefulBuilder14 wrote:Looks like humu didn't get the soothing encouragement he/she sought from other Prestige people...
Also, it does seem a bit odd to me how some people who don't travel and just have boring cash back cards can have such passionate opinions about premium travel perk cards.
Trying to figure out why one needs a DiscoverIt, BankAmericard Cash rewards, a Delta Gold AMEX, a DCU Platinum, an Amazon Prime Card, a Capital One Quicksilver, an AMEX Premier Rewards Gold, a JCrew Card, a Capital One Platinum, a Marvel, a Paypal Smart Connect account, a Ritz-Carlton, and an AMEX SPG card like the OP of that thread has.
The OP also stated they opened up 12 accounts in 12 months... So all of those cards in 12 months, and then applied for a Ritz Carlton.
Who needs that many credit/charge cards? Some people on that board are friggin morons. They should have the Discover, Amex Gold, and BankAmericard at the most.
But according to the mods over there we have to go, "Yeah It's not your fault you're an idiot and opened 12 new accounts in a year. It's Chase's fault."
kdm31091 wrote:Because people are encouraged on there to "diversify" which becomes a crutch to justify applying for so many different accounts. Somehow nobody seems to think one can get through life without accounts from a dozen different banks and credit unions.
I totally get not putting all of your eggs in one basket and I agree but these are not investment vehicles, just credit cards. It's not a situation where being diverse is of dire importance, and I don't think someone needs more than 3 separate lenders realistically (unless they want more, by choice).