Done with myfico, apparently!

A place to discuss anything... except credit cards!
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saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 2:31 pm

Reality check is how much time you spend on boards bashing others, kdm, plain and simple.

And , it says a lot about a person if they need to do that to others. It doesn't make you sound like a person who is happy with his own life if you need to strike out at others so often.

You have a good day, too.


Nixon
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Re: Done with myfico, apparently!

Postby Nixon » Sat Aug 06, 2016 2:33 pm

saba wrote:And Nixon by the way I respect a lot of what you say here. I've learned a lot from your credit advice and experience.

Please elaborate.
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saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 2:37 pm

nixon wrote:

Please elaborate.



Utilization level, closing cards, focusing on cards for long-term use, as well as your choices for cards and how you manage them. I find that time and again when I read your posts and try to apply the information you provide that it is on target.
Last edited by saba on Sat Aug 06, 2016 2:42 pm, edited 2 times in total.

Nixon
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Re: Done with myfico, apparently!

Postby Nixon » Sat Aug 06, 2016 2:40 pm

saba wrote:nixon wrote:

Please elaborate.

Utilization level, closing cards, your choices for cards and how you manage them. I find that time and again when I read your posts and try to apply the information you provide that it is on target,


Oh.

Yeah.

I don't particularly worry about utilization unless I'm doing a BT.

I've gotten sloppy lately about cards and need to consolidate some of my credit lines.
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saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 2:41 pm

Which cards are you looking to consolidate? I have not done that with any of mine but have considered it.

Nixon
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Re: Done with myfico, apparently!

Postby Nixon » Sat Aug 06, 2016 2:47 pm

saba wrote:Which cards are you looking to consolidate? I have not done that with any of mine but have considered it.

I'd have to go through my list but I'm sitting on 9 chase cards right now with an aggregate 42K in CL from them. I may wait until Sapphire Reserve drops to start dropping some deadweight especially if I get stopped in my tracks by 5/24. Which I'm WAYYY above.
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saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 2:58 pm

Nixon wrote:

I'd have to go through my list but I'm sitting on 9 chase cards right now with an aggregate 42K in CL from them. I may wait until Sapphire Reserve drops to start dropping some deadweight especially if I get stopped in my tracks by 5/24. Which I'm WAYYY above.



Definitely post it if you do decide to consolidate anything with Chase. I have 4 Chase cards and might do it at some point, but it helps to see others going through that process first. Haven't consolidated anything with Chase before.

To My Credit
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Re: Done with myfico, apparently!

Postby To My Credit » Sat Aug 06, 2016 3:23 pm

saba wrote:Longtime lurker on this board, but I have to wonder why you need to bash other people so much. Not cool, dude.

I don't know you, but you have a really negative view of things.
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Says the guy that is going around bashing multiple people on the same day. You could feed several poor countries with the mineral deposits!
Current cards: BankAmericard CR, BankAmericard BBR, Citi Double Cash, Chase Freedom, AmEx BCE, Discover It
Wishlist: US Bank Cash+

saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 3:31 pm

Not bashing anyone, difference of opinion is ok. So is providing a reality check.
Last edited by saba on Sat Aug 06, 2016 3:32 pm, edited 1 time in total.

saba
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Re: Done with myfico, apparently!

Postby saba » Sat Aug 06, 2016 3:32 pm

Nixon, which Chase cards do you have?



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