kdm31091 wrote:I feel like I'm channeling Nixon with this thread. I knew it was coming, and today I received a 60 day suspension from myfico. It's not my first. I've been banned a few times before. It seems the site is run by biased people who play favorites. Certain users are allowed to snark and pick on you as much as they want and nobody cares, but if you respond to it at all, even to say "stop it", you're the one that gets banned...even though their little teacher's pets are the ones that started the conflict.
This is a much nicer site with much more normal people, and I'm thinking I'll be here more often! Lol. My ban reason lists "bombing" threads with off topic material. I'm not even sure what that is supposed to refer to, since today's thread that "went off topic" was solely to a member snarking about "KDM doesn't pay my bills"...in other words, starting an argument, and yet I'm the one blamed for it.
I've come to realize that unless you merely say "congrats", and/or post information with no opinion in it, they don't want you there. Any opinion that goes against "congrats!" or "did you app yet?" or "app app app!" is basically frowned upon. I give honest, sometimes blunt, advice, but have gotten many PMs from members appreciating my voice among the majority of drones there. Evidently though, it wasn't enough. I'll have to give serious thought as to whether to even go back after 60 days. I like(d) some of the people there but the leadership seems biased at best.
Good for you! I've been trying to quit that place for a long time...but then I get bored and start browsing the threads. Which of the mods banned you?
On a related note, did Lexie die or something?
Haven't seen Lexie in awhile, but the mods seem to fluctuate with their activity levels. I imagine they can't deal with the BS forever either. It's not like they get paid or anything.
I don't know who banned me. They didn't include any "personal message", just the generic suspension message for violating TOS. Again, the thread in which things got out of hand was because of the know-it-all Finstar instigating an argument with me, but it's just as well. Myfico is the same crap over and over. People apply for cards into oblivion, are encouraged to do so, and then are upset when AA is taken because of their 30 inquiries this month. Then they are told to call the EO to "demand an explanation" as if it's not common sense and completely obvious 99% of the time why it happened. They are also told to call the EO for every basic, tiny request they have. To say nothing about folks abusing the JP Morgan Priority Line who have a $500 Freedom card. It's a total joke. The site also consists of a ton of people who claim "I'm gardening for 2 years!" then the minute a bonus comes along they "fall out of the garden".
I think I'm better off though honestly. I don't seem to fit in on there. Although some people have private messaged me appreciating my views, most of the users seem to be against my more "realistic" type of approach to cards i.e. don't apply every month, most people don't gain from spreading spend over 20 cards, etc. They're just my opinions, certainly not something everyone has to agree with, but they aren't really welcome on there. I find this site is a reasonable substitute where I can say what I feel without worrying about the people getting butthurt over it. Myfico users just don't listen to reason. They are so entitled that they cannot see straight.
Finstar is a know it all asswipe. I don't know how he gets away with it, nor do I believe his weekly 50k approval threads. If one is so wealthy they are getting those kinds of approvals, they probably should stop wasting their time trolling people on credit forums. Because that's what he does. Starts arguments and says little of use. He also always chimes in with "how things work" as if he knows everything behind the scenes at every company. But they bow down to him as if "Finstar has spoken so it must be true!".
Anyway, I was more than likely wasting too much time and energy on there. When the suspension is lifted I may post once in blue moon but for all intents and purposes I plan to "quit". Life's too short to argue with morons about 0.5% in rewards all day, after all
. The site also caused me to app more frequently than I should have in late 2014/early 2015, so it certainly didn't do me any favors. I find this site satiates any boredom I get and allows me to keep up with what's going on in the credit world without all the BS of myfico and corrupt mods.