Done with myfico, apparently!

A place to discuss anything... except credit cards!
414 posts
Tubpbs
Centurion Member
Centurion Member
 
Posts: 832
Joined: Mon Oct 19, 2015 2:08 pm

Re: Done with myfico, apparently!

Postby Tubpbs » Wed Apr 06, 2016 5:09 am

CarefulBuilder14 wrote:You might have too many accounts...

...when you can't decipher credit report abbreviations for your own cards.

http://ficoforums.myfico.com/t5/Credit- ... -p/4529606



That doesn't even make sense. How is it even possible? How could he be "hoping" it was something he didn't apply for?
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It


kdm31091
Centurion Member
Centurion Member
 
Posts: 1009
Joined: Sat Feb 21, 2015 3:35 pm
Location: Claymont, DE

Re: Done with myfico, apparently!

Postby kdm31091 » Thu Apr 14, 2016 7:37 am

The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3751
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Done with myfico, apparently!

Postby CarefulBuilder14 » Thu Apr 14, 2016 10:50 am

kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.

Saying I thought it would be cool if it was metal is now my second most highly-kudoed post on MF.

Saying, later in the thread, that it was garbage hasn't gotten any kudos yet.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
Centurion Member
Centurion Member
 
Posts: 1077
Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Re: Done with myfico, apparently!

Postby Nixon » Thu Apr 14, 2016 11:55 am

CarefulBuilder14 wrote:
kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.

Saying I thought it would be cool if it was metal is now my second most highly-kudoed post on MF.

Saying, later in the thread, that it was garbage hasn't gotten any kudos yet.



Test it out by saying itd be cooler if it had 0% APR for life and they pay YOU an AF for holding the card.
Image

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3751
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Done with myfico, apparently!

Postby CarefulBuilder14 » Thu Apr 14, 2016 12:17 pm

Nixon wrote:
CarefulBuilder14 wrote:
kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.

Saying I thought it would be cool if it was metal is now my second most highly-kudoed post on MF.

Saying, later in the thread, that it was garbage hasn't gotten any kudos yet.



Test it out by saying itd be cooler if it had 0% APR for life and they pay YOU an AF for holding the card.

We should have a little contest to see whose rant/distorted view/misplaced priorities/credit non-accomplishment gets the most kudos...
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
Centurion Member
Centurion Member
 
Posts: 1077
Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Re: Done with myfico, apparently!

Postby Nixon » Thu Apr 14, 2016 12:53 pm

I would. If I was still a part of that site.

You can go back into some of my old posts and see that this is actually a factor.
Image

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3751
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Done with myfico, apparently!

Postby CarefulBuilder14 » Thu Apr 14, 2016 3:23 pm

After seeing the popularity of Marvel, I wondered to myself what the demand would be like if Synchrony launched a Chuck Norris-themed card...

…and from there…

Chuck Norris has an exclusive concierge line to himself.
Harder than titanium, the Chuck Card is made from his smelted beard trimmings.
As a theft-protection device, the chip on the Chuck Card contains a concealed fist.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
Centurion Member
Centurion Member
 
Posts: 1077
Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Re: Done with myfico, apparently!

Postby Nixon » Thu Apr 14, 2016 6:09 pm

kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.


Okay.


So I applied. IDFK why but I did. Instant for $20,000 and recon to $35,000.
I never thought my prybar would be a Synch backed card. :money:

Image
Image

kdm31091
Centurion Member
Centurion Member
 
Posts: 1009
Joined: Sat Feb 21, 2015 3:35 pm
Location: Claymont, DE

Re: Done with myfico, apparently!

Postby kdm31091 » Thu Apr 14, 2016 6:16 pm

Nixon wrote:
kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.


Okay.


So I applied. IDFK why but I did. Instant for $20,000 and recon to $35,000.
I never thought my prybar would be a Synch backed card. :money:

Image


Nice limit! Like I said, it's not a bad card.

Nixon
Centurion Member
Centurion Member
 
Posts: 1077
Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Re: Done with myfico, apparently!

Postby Nixon » Thu Apr 14, 2016 6:21 pm

kdm31091 wrote:
Nixon wrote:
kdm31091 wrote:The Marvel card is really taking on a life of its own on MF. It's not a bad card, but the way some people "fall out of the garden" over every single thing that comes along is humorous. Just because a card is available doesn't mean you have to jump on it RIGHT this second...it's a cash back card with a mere $25 sign up bonus, not some super limited time thing. I just don't get it. You'll never get anywhere if you constantly set yourself back with new account after new account.


Okay.


So I applied. IDFK why but I did. Instant for $20,000 and recon to $35,000.
I never thought my prybar would be a Synch backed card. :money:

Image


Nice limit! Like I said, it's not a bad card.


When I get my BlisPay in I will also recon the limit. I agree. It's definitely not a bad card. I'm kinda at the end of a bonus app-o-rama anyway.

Now to see if my three Chase apps are in verification. IHG, AARP, SW Plus. :cheers:
Image



Return to “The Lounge”

Who is online

Users browsing this forum: No registered users and 0 guests