4ktvs wrote: kdm31091 wrote:
I think your thread has some good thoughts. I hope MF doesn't veer it too far off course. It seems most of their priorities are apping for whatever gets them an extra 0.0001% on something they buy twice a year for $50 lol
But that is a faction of a cent that will add up to a whole penny one day so clearly worth not only the HP but the new account reporting that can go nicely with the other 100 I have added in the last two years. Oh and then I am going to go apply for a auto loan followed by looking for a new house to buy.
Okay cards can provide nice little rewards but there comes a time it isn't worth damaging your credit over. A point that fly's on by them to be forgotten once they see a card they don't have already.
Just like how a well known poster on there is constantly posting trying to justify a new app. "What card should I get? What do you guys use for xyz?"Meanwhile he has like 10 travel program cards already, which is spreading thin for anybody. Is there a point where you just don't need anything else? He acts like there's some deadline to app for a card just because. It's very strange.
Gathering info from others I understand, but there comes a point where you are just obsessing. He wrote an extremely long summary of why he keeps every card (most of them were rather small, niche purposes). It's like, if you're putting THIS much thought into it, why on earth do you need to poll others to see what else you need?