- Centurion Member
- Posts: 4150
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I don't see anything that says only AARP members are eligible. The application may just ask for the AARP membership number so the card looks cooler, or for the convenience of people who need the number for whatever benefits they use.
Chase pays AARP a fee to use a name many old people trust (perhaps wrongly, but that's a matter for another thread), just like UnitedHealthcare does. AARP doesn't get involved in the rewards or benefits in any way - they just collect fees from Chase.
So I don't think there is a loophole to close. 3% on travel or dining makes the card interesting for credit enthusiasts, but to your average credit user there's nothing exceptional about it. I don't see anything about the card that would make anyone want to restrict eligibility. It's not like AARP is subsidizing the card's rewards program.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH