Verizon credit check for full price purchase

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Vattené
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Re: Verizon credit check for full price purchase

Postby Vattené » Wed Sep 30, 2015 4:04 pm

Point of clarification: Did they ask for a photo ID, or did you offer it as an alternative means to prove your identity? Someone just stating a SSN won't do much to combat identify theft.

I've been with T-Mobile forever, and recently they started asking me for photo ID just when I go in to ask a question and they're pulling up my account. I don't remember them asking for photo ID before, but I could be wrong. I agree it's ridiculous to go through all that when you're paying full retail price for a phone, even if it is rare. They should be happy to sell a phone and get full retail price upfront. I absolutely hate dealing with anyone working at a storefront for any carrier. I've had some good interactions, but generally I've found they know very little and care very little about helping you unless they think they can sell you a phone.
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whit
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Re: Verizon credit check for full price purchase

Postby whit » Wed Sep 30, 2015 4:54 pm

i've always been asked for ID but I've gotten away without it before when I pay cash.

That's both for buying phone, and also for work done at the genius bar, but actually genius bar I showed multiple cards, but no ID because I don't carry ID...

used to have a USA passport card but that got stolen.

had a license but being in a metro city I haven't had a need for it..so it expired.

and passport is too precious to carry around usually. there are exceptions but since the trips (to the apple store) weren't planned ahead...

Battery111
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Re: Verizon credit check for full price purchase

Postby Battery111 » Wed Sep 30, 2015 7:10 pm

The photo ID was requested by the store clerk early on in the sale, before we even got to the point of all of the invasive questions.

Whit, that's actually really interesting to me. I just can't imagine not having any photo ID. I guess I've just never lived someplace so metro that a drivers license was just flat out not necessary. Also I travel a lot, so at the very least I would need it to rent cars. Hell, if for no other reason I would maintain one for those random bars that have a policy to card everybody regardless of age. The types of places where they demand photo ID from a 90 year old woman before pouring a glass of wine.
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Re: Verizon credit check for full price purchase

Postby Vermonster » Wed Sep 30, 2015 9:02 pm

whit wrote:had a license but being in a metro city I haven't had a need for it..so it expired.


Most DMVs or MVCs will issue a non-driver's license. It is super cheap and has like an 8 year expiration date.
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lobbythis
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Re: Verizon credit check for full price purchase

Postby lobbythis » Wed Sep 30, 2015 9:02 pm

Battery111 wrote:As a follow up, got a call from their executive offices today regarding the complaint I lodged about this. I didn't intend to escalate it that high, but they don't put any regular mailing address for correspondence on their website that I could find, so I complained through the venue I was able to find.

I was essentially assured a credit check was not conducted, and that it was only an anti-fraud measure. Because I had only established my account with Verizon a couple of weeks prior, then was wanting to conduct what they consider an unusual transaction (it apparently is almost unheard of for people to just buy their phones outright), it flagged my account for suspicious activity and they wanted to verify it was me. I still think it was unnecessary, but I suppose I appreciate the vigilance, despite the fact that I feel photo ID should be sufficient. Anyway, I have verified no HP was generated as a result of this. I was also told this would almost certainly not be a problem next year, since my account would no longer be brand new.



I honestly think they just gave you a BS answer because there isn't really anything you can force them to do or not do. Buying a product at full price, out of contract has absolutely nothing to do with fraudulent activity. It doesn't matter now, but at least you know to be ready for next time and you have given me just one more example I can add to my list of lies and deceit being promoted by these carriers just so they can lock people in to absurdly high monthly service plans and fear monger innocent people into thinking they can't do anything else about it.

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Re: Verizon credit check for full price purchase

Postby Battery111 » Wed Sep 30, 2015 10:14 pm

While I can't argue much about questionable tactics, I will say I'm not locked in to anything. I have no contract with Verizon, and I could cancel today if I wanted to. I also have a phone in project Fi, and while the rates aren't quite as competitive, the U.S. coverage is worse, and currently one only has the choice of the nexus 6 and its upcoming successors the data terms are pretty consumer friendly. Getting a monthly refund for unused data and paying for overage at the same rate as it costs upfront is nice. The global data coverage for no additional charge is awesome, and the global lice coverage at cheap rates is pretty sweet as well. But everything is a trade off. We all decide which trade offs are important to us, and that's why there's competition.
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Re: Verizon credit check for full price purchase

Postby whit » Fri Oct 02, 2015 12:58 pm

Vermonster wrote:
whit wrote:had a license but being in a metro city I haven't had a need for it..so it expired.


Most DMVs or MVCs will issue a non-driver's license. It is super cheap and has like an 8 year expiration date.


The Dmv (that does non-license ID) here even with an appointment made (which earliest, gives you a date a month later) is a b to deal with.

And, the passport card isn't as expensive as the passport itself actually, and since I was able to do both in one app, that's what I did.

If I never have to visit a dmv again, that is a life goal for sure...

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Re: Verizon credit check for full price purchase

Postby kdm31091 » Sat Oct 31, 2015 10:20 am

I've never heard of such a thing from Verizon. I never tried to purchase a phone outright through them, but AFAIK, it should be just like buying anything else.

If it's a concern, I'd recommend just hopping on Amazon, or Ebay, etc and purchasing the phone you want online vs direct through verizon.

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Re: Verizon credit check for full price purchase

Postby Tubpbs » Sat Oct 31, 2015 10:33 am

kdm31091 wrote:I've never heard of such a thing from Verizon. I never tried to purchase a phone outright through them, but AFAIK, it should be just like buying anything else.

If it's a concern, I'd recommend just hopping on Amazon, or Ebay, etc and purchasing the phone you want online vs direct through verizon.


Verizon ran my credit several years ago but not for a cell phone. It was for a big FIOS installation. They offered the credit pull or to take a $250 security deposit. I would have to assume the credit check is not about the cash purchase of a phone as much as the monthly service generally associated with buying a cell phone. It is often upwards of $100 a month and I'm sure they would rather have some idea of whether or not someone will pay than none... I don't think it's a particularly good policy, but at the same time I don't really blame them that much. They should tell consumers beforehand though...
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Re: Verizon credit check for full price purchase

Postby Battery111 » Tue Nov 03, 2015 5:47 pm

I already had an account with them. This was just to buy the phone for an existing account with no change to service otherwise.
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