Vermonster wrote:I started with TD Bank when I was 18. They had bought First Vermont Bank and were the only local bank that had branches outside of my county, yes county. After 6 years with them and probably close to $1k in illegal overdraft fees I cut the ties with them. (I found out today they marked my account as a charge off because they processed an automatic debit after I closed the account, then charge me overdraft fees.)
When we moved to NJ we needed a credit card to start building credit, and help us get through the first few weeks before the paychecks started coming in. After much research I decided the Freedom was the best choice for a single card. We moved all accounts to Chase then applied for the Freedom. All accounts were opened around October of 2012 adding an auto loan in Dec of '12 and Dec of '13.
Chase has always been a pleasure to deal with. The rep in the branch that got me started has since been promoted to branch manager, then moved to CPC. She has been wonderful to work with and even follows up from time to time to just check in on life and see if she can help. We are not CPC members by any stretch but she makes us feel like it.
obxfisherman wrote:Despite naming which bank or credit union you use, what is your reasoning behind using them?
obxfisherman wrote:Also how long have you been with your bank?
obxfisherman wrote:A lot of people hate bank of america on the internet it seems
obxfisherman wrote:Ouch 1K in overdraft fees, illegal overdraft fees I might add, how did they manage to try and justify that one?
oldsoldier wrote: I really got tired of changing banks every time I changed duty stations and back then I didn't know much about credit unions so I kind of avoided them. I do love the fact that I can find a BoA almost on every corner for my banking needs.
CarefulBuilder14 wrote: I split my investments mostly between Fidelity and Vanguard.