obxfisherman wrote:Despite naming which bank or credit union you use, what is your reasoning behind using them?
A bank but not one of the major ones -- USAA. Always really liked their service and never cared much for any of the major banks that I had used. I thought not having any branches might be an issue but it really hasn't been over the many years I've been with them. Granted, YMMV. I don't have to deposit cash and that would be a problem with them. No fees. Fees charged by another bank's ATM are refunded up to $15/month. At the time I signed up we were also getting cash back on debit card purchases but that was eliminated a while back. Many banks have deposit by phone these days but USAA was one of the first that I can recall and they've always taken steps to try to help mitigate the issues that can come up from not having any branches.
Rolling everything into one isn't a priority for me. I have a number of creditors that I use and investments with different companies.
obxfisherman wrote:Also how long have you been with your bank?
I don't recall exactly but at least 10 years.
obxfisherman wrote:A lot of people hate bank of america on the internet it seems
Done any reading on them? They're certainly not alone as far as questionable practices are concerned but they do have quite a track record.