Happy April 1st

A place to discuss anything... except credit cards!
42 posts
MemberSince99
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Location: WI

Happy April 1st

Postby MemberSince99 » Wed Apr 01, 2015 2:47 pm

I figured after 6 months I'd share the latest on my credit journey for all who need a laugh.
I had since gotten sick of boring cards like Amex Platinum and CSP, so I applied for the Centurion and was denied. I tried to recon with Amex 3 times and each time was denied. I was so devastated that I rage closed all my Amex cards.


Now I'm feeling bored with high limit rewards cards and am remembering how much better it was to never have to worry about running up debt. My plan is to weed the rest of them out card by card and at the end of it all, have only a 500 limit Cap One with a 39 dollar annual fee. It's so reassuring and safe to know you can only use it a couple of times a month because with the low limit and the fact it takes them two weeks to restore your available credit after you make a payment, well you simply won't be able to use it much. Oh sure you can call them up and ask them to restore it, and then they'll have to get your bank on a third party call and verify that the payment was sent successfully so anytime you have an hour to waste listening to a script reader with an accept that you can barely understand, have at it. That's the kind of thing I'm looking forward to. Before you know it Amex will be BEGGING me to take their black card, which I will refuse unless the CEO cleans my wheels on my car with his tongue. THEN I'd consider it.


I'm also bored with having scores in the 780s. I want to know what 500 is like again. Heck I figure once that happens I can then apply for EVERY commenity card and get 30 cards with limits of 100 to 300 dollars that I can only use at one place. What could be better than that?


So that's life for Member. In case anyone is interested and needs a laugh. I hope that you all continue to "do a Member" and think of me. As Toecutter in Mad Max would say, "think of him when you rage close a card" or something like that.


TheLethargicAge
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Location: Miami, Cuba

Postby TheLethargicAge » Wed Apr 01, 2015 2:57 pm

I don't know if someone hacked into your account or something, but regardless, it's good to see you, man!
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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lobbythis
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Postby lobbythis » Wed Apr 01, 2015 5:12 pm

Well, April Fools'.

Nixon
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Postby Nixon » Wed Apr 01, 2015 5:26 pm

MemberSince99 wrote:I figured after 6 months I'd share the latest on my credit journey for all who need a laugh.
I had since gotten sick of boring cards like Amex Platinum and CSP, so I applied for the Centurion and was denied. I tried to recon with Amex 3 times and each time was denied. I was so devastated that I rage closed all my Amex cards.


Now I'm feeling bored with high limit rewards cards and am remembering how much better it was to never have to worry about running up debt. My plan is to weed the rest of them out card by card and at the end of it all, have only a 500 limit Cap One with a 39 dollar annual fee. It's so reassuring and safe to know you can only use it a couple of times a month because with the low limit and the fact it takes them two weeks to restore your available credit after you make a payment, well you simply won't be able to use it much. Oh sure you can call them up and ask them to restore it, and then they'll have to get your bank on a third party call and verify that the payment was sent successfully so anytime you have an hour to waste listening to a script reader with an accept that you can barely understand, have at it. That's the kind of thing I'm looking forward to. Before you know it Amex will be BEGGING me to take their black card, which I will refuse unless the CEO cleans my wheels on my car with his tongue. THEN I'd consider it.


I'm also bored with having scores in the 780s. I want to know what 500 is like again. Heck I figure once that happens I can then apply for EVERY commenity card and get 30 cards with limits of 100 to 300 dollars that I can only use at one place. What could be better than that?


So that's life for Member. In case anyone is interested and needs a laugh. I hope that you all continue to "do a Member" and think of me. As Toecutter in Mad Max would say, "think of him when you rage close a card" or something like that.


You had me until "500 limit Cap One"
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Gamma
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Postby Gamma » Wed Apr 01, 2015 6:05 pm

You should consider coming back actively Member. Forums isn't the same without you!

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otter
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Location: Grand Forks, ND

Postby otter » Wed Apr 01, 2015 6:22 pm

Gamma wrote:You should consider coming back actively Member. Forums isn't the same without you!


+1000 We need you back!
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

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otter
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Location: Grand Forks, ND

Postby otter » Wed Apr 01, 2015 6:23 pm

TheLethargicAge wrote:I don't know if someone hacked into your account or something,


B & T maybe?
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

popamode72
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Location: Atlanta, GA

Postby popamode72 » Wed Apr 01, 2015 6:46 pm

Oh my God dude. It's a miracle you came back, even if it was to make an April Fools post. We missed you a ton. The Garden Cult threads aren't the same without ya. You've been a huge inspiration to us all.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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CarefulBuilder14
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Location: United States

Postby CarefulBuilder14 » Wed Apr 01, 2015 8:08 pm

popamode72 wrote:You've been a huge inspiration to us all.


Really?

I guess I've never understood the requirements to be a role model / inspiration around here...

I'm looking forward to hearing about some new credit misadventures, Member.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

popamode72
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Location: Atlanta, GA

Postby popamode72 » Wed Apr 01, 2015 9:24 pm

CarefulBuilder14 wrote:Really?

I guess I've never understood the requirements to be a role model / inspiration around here...

I'm looking forward to hearing about some new credit misadventures, Member.


I generalized too much there, I know.

Either way, I thought his rants were funny and at least made the site a bit more interesting.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)



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