You do realize that the "big banks" that took bail out wasn't necessary always by choice and the smaller banks eventually got absorbed because they were playing fast and loose too but didn't have enough capital, I mean, bear sterns was pretty well known.
Personally I would never say never. I had a restaurant give me bad service so I stopped going for over a year but one day I caved on a particularly bad day and still same management! Now they give me 20% off my order, sometimes 10% if the manager isn't there and they get me the stuff asap, quite a turnaround and with the same folks
I don't think my buying power is big enough to warrant a licking of care with the businesses I do business with but I will say
It's been years since I've had a soda, free or paid, and same with McDonald's, Burger King, jack in the box, kfc, Popeyes, etc
Not when five guys, in and out, super duper, Unami, roam, etc exists.
And food trucks, major food trucks in my area
VattenÃ© wrote:There aren't many that I outright boycott, but Chick-fil-A is one for me, too. I liked it but couldn't stand the thought of even a tiny amount of the money I gave them going to donations for right wing/theocratic/homophobic causes. A couple years ago when buying decorations for our wedding reception my (now) wife and I got everything we could from Michael's, but we did end up giving quite a bit of money to Hobby Lobby just because we couldn't find certain things elsewhere (and I have had multiple horrible customer service experiences with them at different stores, too, so I would avoid them regardless of their political activism now anyway).
After 2008 I consciously made the decision not to hold any accounts with big banks (if they are going to be "too big to fail" then I can at least not contribute to their size). I do all banking with local financial institutions now except for credit cards. If, say, Bank of America offered a card with unprecedented rewards I might cave, but they're not currently offering anything too irresistible anyway. I don't have any experience with loans, but at least on the liability side of the balance sheet small banks have been just as competive in my experience. I guess it is in part the Walmart Principle applied to banks (even though I do shop at Walmart personally).
I am not sure how big Regions Bank is (they have a pretty big footprint, but I don't think it is a nationwide presence), but I pulled out of them in college for another reason. They threatened to start charging for debit card usage. I say threatened because they announced it but never followed through after there was a big backlash apparently. It was too late for me, though. I closed my account as soon as I found out and never looked back because I can't stand paying banks for the privilege of using my money.