New Jacket

A place to discuss anything... except credit cards!
14 posts
darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

New Jacket

Postby darkguy2 » Sat Nov 29, 2014 5:39 pm

Well, I have been wanting to get a new light jacket for windy/rainy days and decided to get one of the ones from Amazon when they are having their Black Friday sell. I narrowed it down to two different ones, but cannot decide which one. The first is nicer looking, but it is a bit more expensive than the second one. Also the second one is a 3-in-1 so I can use it when it's really cold or just chilly. What do you guys think?
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)


User avatar
lobbythis
Centurion Member
Centurion Member
 
Posts: 616
Joined: Sun Sep 07, 2014 8:53 pm
Location: usa

Postby lobbythis » Sat Nov 29, 2014 8:20 pm

I like them both.

But, I noticed the second one actually has a higher MSRP, more functionality and a much higher "Fit: As expected" rating. Based on that, I'd say the second is the safer bet, especially if your prefer function first.

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sat Nov 29, 2014 8:40 pm

I never trust the MSRP. You can set that at anything and charge for another. It's the same as when you go to a department store and there is a 75% off sale, but that is 75% off the MSRP and not the actual price they charge for it. I actually already ordered both of them since they have free returns. I will try both them on and see which one I want and then send the other one back.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

notcool
Platinum Member
Platinum Member
 
Posts: 56
Joined: Sun Jan 26, 2014 2:57 pm
Location: usa

Postby notcool » Sun Nov 30, 2014 12:03 am

I agree: the MSRP or List Price or similar means little. Its often set high so that some customers will think they are getting a special deal when they buy the item "on sale," even though the item is on sale 29 out of 30 days of the month, or more...

I think part of it is this: A customer will see a shirt for sale for $25 dollars, full price, and think, "this is probably a poor quality shirt" and pass it up. However, A customer will see the same shirt for sale for "Half off -- Originally $50 dollars! Clearance $25" and think "this is i nice, well made shirt. My friends will be impressed with the quality of my clothes and they'll never know I only paid $25""

Some stores do this more than others. It seems to me that lately, Jcrew has a "30% off" sale every other week. However, LLBean seems to offer no more than 10% off during their sales.

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3749
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Sun Nov 30, 2014 12:38 am

This is why I like Costco - occasionally things are on sale, but they don't play major games with pricing.

It's why I don't like a place like Kohls with their complicated layers of savings - or maybe it just seems complicated as I'm in there so rarely.

And Joseph A Bank is just ridiculous...http://www.nbc.com/saturday-night-live/video/jos-a-bank-cleaning-product/2768588
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

User avatar
lobbythis
Centurion Member
Centurion Member
 
Posts: 616
Joined: Sun Sep 07, 2014 8:53 pm
Location: usa

Postby lobbythis » Sun Nov 30, 2014 1:48 am

darkguy2 wrote:I never trust the MSRP. You can set that at anything and charge for another. It's the same as when you go to a department store and there is a 75% off sale, but that is 75% off the MSRP and not the actual price they charge for it. I actually already ordered both of them since they have free returns. I will try both them on and see which one I want and then send the other one back.



I see your point, but I also think that depends on where you shop. I don't know anything about that second brand name so I can't prove or disprove whether or not that is a real list price. But, department stores in general, sell a lot of cheap stuff so yes I do know they mark that SRP high. This really only applies to cheap clothing though. Kohls, Costco, Steinmart, Bealls, etc...cheap clothes and bogus SRP. I won't deny that.

Most of my stuff is designer purchased from corporate owned stores and their prices are legit across the board throughout every store they own. Like Apple products, there is not going to be any store selling their products with a huge discount. When I buy cheap stuff, I couldn't care less so I don't really pay attention to SRP. If I think it's worth the sale price, I just buy it and never check the original claimed SRP or concern myself with it.

Either way, you can check for yourself online to see if anyone's claimed SRP is remotely legitimate. But, in the end, if it's worth it to you anyways, it doesn't really matter. I was just trying to make some points but didn't really take that in to account and I do agree, in this situation, that SRP could be totally bogus and not have any influence on the quality of the jacket. You bought both anyways, so that solved the problem quick. Ha

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sun Nov 30, 2014 10:51 am

I understand what you are saying. I never really shop at higher quality clothing stores anyways. I would rather buy cheaper stuff and put that money into other things. Even if I know that the higher quality clothes will last longer and feel nicer. When I looked online the highest price I could find from that ZeroXposur coat was from Sears and it was $130 so I am getting a pretty good deal still.

And like I said the reason I just bought them both is that since it is on my CC that still has 0% I do not need to worry about paying it off on the next cycle. I can try both of them on and see which one I like best and send the other one back for a full refund.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Sun Nov 30, 2014 3:58 pm

The Columbia jacket is waterproof. The ZeroXposur (WTF?) is not. It will wet through in a rain storm. Kind of defeats the purpose.

When looking at waterproof jackets, you should be paying attention to two things - waterproof rating and breathability. Waterproof ratings come in different favors, but are generally a number between 5-30,000. The number represents the height of a column of water, in millimeters, that the fabric will support before the water leaks through. Higher is better. It looks like this:

Image

A waterproof jacket will feel like a rubber glove unless it breathes. Breathability is measured in g/m2/24 hours. That's grams of water vapor moving through each square meter of material per 24 hours. Numbers again range from about 5-30,000. Higher is better. It looks something like this:

Image

Columbia's jackets are rated 10k/10k. The other jacket is somewhere south of 5k, if it can be rated at all. I wouldn't trust it to keep you dry.

On a certain level, you get what you pay for when it comes to waterproof jackets. However, once you get to a certain level, you're paying for bells, whistles, and extras that are nice, but unnecessary. Me? I like Arc'teryx and Patagonia. Columbia owns Mountain Hardwear, which is also top notch. Go with what fits best.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

Battery111
Centurion Member
Centurion Member
 
Posts: 284
Joined: Wed Apr 09, 2014 9:40 pm
Location: Lawton, ok

Postby Battery111 » Sun Nov 30, 2014 4:27 pm

djrez4 wrote:The Columbia jacket is waterproof. The ZeroXposur (WTF?) is not. It will wet through in a rain storm. Kind of defeats the purpose.

When looking at waterproof jackets, you should be paying attention to two things - waterproof rating and breathability. Waterproof ratings come in different favors, but are generally a number between 5-30,000. The number represents the height of a column of water, in millimeters, that the fabric will support before the water leaks through. Higher is better. It looks like this:

Image

A waterproof jacket will feel like a rubber glove unless it breathes. Breathability is measured in g/m2/24 hours. That's grams of water vapor moving through each square meter of material per 24 hours. Numbers again range from about 5-30,000. Higher is better. It looks something like this:

Image

Columbia's jackets are rated 10k/10k. The other jacket is somewhere south of 5k, if it can be rated at all. I wouldn't trust it to keep you dry.

On a certain level, you get what you pay for when it comes to waterproof jackets. However, once you get to a certain level, you're paying for bells, whistles, and extras that are nice, but unnecessary. Me? I like Arc'teryx and Patagonia. Columbia owns Mountain Hardwear, which is also top notch. Go with what fits best.


Don't forget Triple Aught Design. They make some pretty awesome jackets as well.
Citi AAdvantage Executive World Elite MasterCard
AMEX Platinum
AMEX Everyday Preferred
USAA AMEX
Discover IT
Chase Freedom
Chase Sapphire Preferred
NFCU nRewards Visa

darkguy2
Centurion Member
Centurion Member
 
Posts: 606
Joined: Thu Jan 24, 2013 12:24 am
Location: United States

Postby darkguy2 » Sun Nov 30, 2014 4:37 pm

Good to know. Where did you get those values from though? I do not see any of that listed on their websites. Would be good to know where to look in the future. I may just get them and run the sleeve under the shower to see how well they work.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)



Return to “The Lounge”

Who is online

Users browsing this forum: No registered users and 2 guests